4705 Howard St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4705 Howard St, Montclair, CA 91763 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1961
Lot Size	0.168 acres (7,308 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2019)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1012-331-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1012-331-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	1,248 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,308 sqft (0.168 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4705 HOWARD AVE
City	ONTARIO
State	CA
Zip	91762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4474 LOT 1
Legal Subdivision	TRACT NO 4474
Legal Tract	4474
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2011
Census Tract	304

Owner

Source: San Bernardino County records · APN 1012-331-01-0000

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jul 05, 2019	Grant Deed, Transfer · FHA Mortgage CORUM FINANCIAL SERVICES INC
Nov 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2019 · Amount on Record
Deed Sale	Jul 05, 2019 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	2019222345
Prior Transfer Date	Apr 26, 2011
Prior Transfer Doc	0000201452
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 22, 2026
Property Address	4705 HOWARD AVE, ONTARIO, CA 91762
Document Number	0000188603
Instrument Date	Jul 15, 2026
Instrument	2026188603
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417

Mortgage

Document Number	0000188603,
Date	Jul 22, 2026
Instrument	2026188603

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417

Mortgage

Document Number	0000033909
Date	Jan 27, 2022
Instrument	2022-0033909

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417

Mortgage

Document Number	0000355213
Date	Sep 22, 2020
Instrument	2020-0355213

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 05, 2019
Property Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417
Document Number	0000222345
Map Reference	MB 63 PG 70-72
Instrument Date	Apr 19, 2019
Instrument	2019-0222345
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417

Mortgage

Document Number	0000222346
Date	Jul 05, 2019
Instrument	2019-0222346

Lender

Name	CORUM FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4705 HOWARD ST, MONTCLAIR, CA 91763-6417
Document Number	0000431053
Instrument Date	Nov 08, 2018
Transaction Type	Mortgage
Record Updated	Dec 04, 2018
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4705 HOWARD ST MONTCLAIR CA 917636417, MONTCLAIR, CA 91763-6417

Mortgage

Document Number	0000431053
Date	Nov 16, 2018
Instrument	431053

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$496,407 (+2%) Land $173,742 Building $322,665
2025	$5,356.00 (-9.65%) Homeowner's exemption	$486,673 (+4.04%) Land $170,335 Building $316,338
2023	$5,928.00 (+3.64%) Homeowner's exemption	$467,775 Land $163,721 Building $304,054
2022	$5,720.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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