4705 Homewood Dr, Mentor, OH 44060 Property Records

Lake County property record for 4705 Homewood Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1959
Lot Size	0.16 acres (7,000 sqft)
Owner	Owner Name on Record
Last Sale	$96,000 (Nov 2004)
Tax Bill	$3,982 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-D-117-K-00-070-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-117-K-00-070-0`
Alternative APN	`D 86`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 86
Street Address	4705 HOMEWOOD DR
City	MENTOR
State	OH
Zip	44060-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 5 & 6 TRACT 14
Legal Subdivision	WILLOW BLUFF FARM NO. 1
Legal Tract	14
Legal Lot Number	62
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1004
Census Tract	202600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4705 HOMEWOOD DR, MENTOR, OH 44060-1029
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL CU INC
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CARDINAL FINANCIAL COMPANY LP
Aug 1, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Prior Sale	Oct 15, 2004
Deed Document Number	5297
Deed Book / Page	471 / 580
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4705 HOMEWOOD DR, MENTOR, OH 44060-1029
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	LAKE COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 HOMEWOOD DR, MENTOR, OH 44060-1029

Mortgage

Document Number	0000028237
Date	Oct 18, 2022
Instrument	2022R028237

Lender

Name	CARDINAL CU INC
Type	Credit Union
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4705 HOMEWOOD DR, MENTOR, OH 44060-1029
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030935
Date	Nov 21, 2022
Instrument	2022R030935

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2042

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Aug 1, 2025
Property Address	4705 HOMEWOOD DR, MENTOR, OH 44060-1029
Document Number	0000016293
Map Reference	VOL G PG 45
Instrument Date	Jul 23, 2025
Instrument	2025R016293
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 HOMEWOOD DR, MENTOR, OH 44060-1029

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,982.00 (+125.61%) Homeowner's exemption	$38,330 (-) Land $11,570 Building $26,760
2022	$1,765.00 Homeowner's exemption	$38,330 Land $11,570 Building $26,760
2021			$109,510 Land $33,050 Building $76,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1985–1992)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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