4705 Gandy Rd, Mims, FL 32754 Property Records

Brevard County property record for 4705 Gandy Rd, Mims, FL 32754

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 2022
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Aug 2015)
Tax Bill	$5,504 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20G-34-22-AI-7-1`

Property Details

APN / Parcel Number

Primary APN	`20G-34-22-AI-7-1`
Alternative APNs	`20G-34-22-AI-00007.0-0001.00` `203422XAI000070000100` `2002212`

Interior

Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	2,390 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	89,734 sqft
View / Lot	Highway
Garage Type	Attached
Garage Area	832 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	2002212
Street Address	4705 GANDY RD
City	MIMS
State	FL
Zip	32754-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GML(I)
Legal Description	INDIAN RIVER PARK LOT 1 BLK 7 EX I-95 R/W & ORB 2253 PG 1337
Legal Range	34E
Legal Township	20G
Legal Section	22
Legal Subdivision	INDIAN RIVER PARK
Legal Block	7
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	TITUSVILLE
Census Block Group	1
Census Block	1002
Census Tract	71100

Owner

Source: Brevard County records · APN 20G-34-22-AI-7-1

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4705 GANDY RD, MIMS, FL 32754-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 01, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Nov 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Nov 02, 2020	Warranty Deed, Transfer FIRST INT'L TITLE
Dec 26, 2019	Grant Deed, Construction Loan · Construction Mortgage FIDUS FIN LLC
Oct 17, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2015 · Amount on Record
Deed Sale	Aug 26, 2015 · Amount on Record
Prior Sale	Aug 08, 2005 · Amount on Record
Deed Document Number	2015169183
Deed Book / Page	7438 / 272
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4705 GANDY RD, MIMS, FL 32754-4624
Transaction Type	Mortgage
Record Updated	Mar 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 GANDY RD, MIMS, FL 32754-4624

Mortgage

Document Number	0105482069
Date	Feb 17, 2026
Book Page	10548/2069
Instrument	2026031883

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4705 GANDY RD, MIMS, FL 32754-4624
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 GANDY RD, MIMS, FL 32754-4624

Mortgage

Document Number	0099821977
Date	Feb 01, 2024
Book Page	9982/1977
Instrument	2024020865

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4705 GANDY RD, MIMS, FL 32754-4624
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 FOOTHILL DR, TITUSVILLE, FL 32796-1190
Investor	Possibly a Property Investor

Mortgage

Document Number	0093150853
Date	Nov 04, 2021
Book Page	9315/853
Instrument	2021289438

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	368 Months
Due	Jul 03, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 02, 2020
Property Address	4705 GANDY RD, MIMS, FL 32754-4624
Document Number	0089051228
Book / Page	008905 / 001228
Instrument Date	Oct 28, 2020
Instrument	242506
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 FOOTHILL DR TITUSVILLE FL 327961190, TITUSVILLE, FL 32796-1190

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 26, 2019
Property Address	4705 GANDY RD, MIMS, FL 32754-4624
Document Number	0086222026
Book / Page	008622 / 002026
Instrument Date	Dec 17, 2019
Instrument	279358
Transaction Type	Construction Loan
Record Updated	Jan 30, 2020
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$515.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	556 COPLEY LN ORLANDO FL 328064701, ORLANDO, FL 32806-4701

Mortgage

Document Number	86222033
Date	Dec 26, 2019
Book Page	008622/002033
Instrument	279359

Lender

Name	FIDUS FIN LLC
Address	ORLANDO, FL 32801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 25, 2021

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 17, 2019
Property Address	4705 GANDY RD, MIMS, FL 32754-4624
Document Number	0085660157
Book / Page	008566 / 000157
Instrument Date	Oct 02, 2019
Instrument	227754
Transaction Type	Foreclosure
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD #4TH CORAL GABLES FL 331461837, 4TH, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,200 (-0.91%)	$394,200 (-0.91%)
2025	$5,504.00 (+4.72%) Homeowner's exemption	$397,840 (+3.11%)	$397,840 (+3.11%)
2023	$5,256.00 (+845.32%) Homeowner's exemption	$385,850 (+1,587.14%) Land $22,870 Building $362,980	$385,850 (+1,587.14%) Land $22,870 Building $362,980
2022	$556.00	$22,870 Land $22,870	$22,870 Land $22,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	15 (1998–2025)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims

Wildfire

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 21 locations within half a mile of this property.

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