4705 Frost Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 4705 Frost Dr, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,576 sqft · built 1973
Lot Size	0.153 acres (6,676 sqft)
Owner	2 Individual Names on File
Last Sale	$484,000 (Sep 2017)
Tax Bill	$6,606 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`222-0-233-165`

Property Details

APN / Parcel Number

Primary APN	`222-0-233-165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,676 sqft (0.153 acres)
Lot Dimensions	105 ft deep x 64 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	319 sqft
Patio Area	110 sqft

Location & Zoning

Street Address	4705 FROST DR
City	OXNARD
State	CA
Zip	93033-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 222702 LOT: 240 REF: 063MR 007
Legal Subdivision	63M7
Legal Tract	222702
Legal Block	233
Legal Lot Number	240
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3004
Census Tract	4504

Owner

4705 Frost Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 FROST DR, OXNARD, CA 93033-7245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Sep 21, 2017	Grant Deed, Transfer · FHA Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	2017122266
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4705 FROST DR, OXNARD, CA 93033-7245
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 FROST DR, OXNARD, CA 93033-7245

Mortgage

Document Number	0000051062
Date	Jul 16, 2025
Instrument	2025000051062

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 21, 2017
Property Address	4705 FROST DR, OXNARD, CA 93033-7245
Document Number	0000122266
Map Reference	MB63 PG7
Instrument Date	Aug 13, 2017
Instrument	20170921-00122266
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2108 TORENA WAY, OXNARD, CA 93030-6097

Mortgage

Document Number	0000122267
Date	Sep 21, 2017
Instrument	20170921-00122267

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Frost Dr was $6,606, up 1.8% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,718 (+2%) Land $365,003 Building $196,715
2025	$6,606.00 (+1.79%) Homeowner's exemption	$550,704 Land $357,846 Building $192,858
2024	$6,490.00 (+6.29%)
2023	$6,106.00 (+2.12%) Homeowner's exemption	$529,320 Land $343,950 Building $185,370
2022	$5,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4705 Frost Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Frost Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile.

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