4705 Chapel Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4705 Chapel Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,075 sqft · built 1967
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$129,600 (Jun 2019)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Mortgage
APN	`06-6.0-24-002-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-002-000-016.000`

Interior

Building Area	1,075 sqft Base Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	4705 CHAPEL LN
City	SAINT JOSEPH
State	MO
Zip	64503-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER PARK LOT:12 BLK:10LGL DESC:
Legal Subdivision	DEER PARK
Legal Block	10
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

4705 Chapel Ln is owned and occupied by an individual who bought it in June 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4705 CHAPEL LN, SAINT JOSEPH, MO 64503-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 10, 2019	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20194674
Deed Book / Page	3738 / 256
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4705 CHAPEL LN, SAINT JOSEPH, MO 64503-1822
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 CHAPEL LN, SAINT JOSEPH, MO 64503-1822

Mortgage

Document Number	0003756/67
Date	Nov 30, 2020
Book Page	3756/67
Instrument	2020011257

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 10, 2019
Property Address	4705 CHAPEL LN, SAINT JOSEPH, MO 64503-1822
Document Number	003738/256
Book / Page	3738 / 256
Instrument Date	May 7, 2019
Instrument	2019004674
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 CHAPEL LN, SAINT JOSEPH, MO 64503-1822

Mortgage

Document Number	003738/257
Date	Jun 10, 2019
Book Page	3738/257
Instrument	2019004675

Lender

Name	ZILLOW HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Chapel Ln was $1,209, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00 (+0.08%)	$17,160 Land $3,380 Building $13,780	$90,300 Land $17,800 Building $72,500
2024	$1,208.00 (+26.1%)
2023	$958.00 (-0.73%)	$14,820 (-) Land $2,850 Building $11,970	$78,000 Land $15,000 Building $63,000
2022	$965.00	$14,820 Land $2,850 Building $11,970
2021			$78,000 Land $15,000 Building $63,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4705 Chapel Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Chapel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Chapel Ln

Nearby Streets

All Saint Joseph, MO Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures