4705 Chaney Ln, Bakersfield, CA 93311 Property Records

Kern County property record for 4705 Chaney Ln, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1985
Lot Size	0.168 acres (7,312 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2017)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392-261-08-00-5`

Property Details

APN / Parcel Number

Primary APN	`392-261-08-00-5`
Alternative APNs	`392-261-08-7` `3922610800` `39226108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	1,411 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,312 sqft (0.168 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	392261087
Street Address	4705 CHANEY LN
City	BAKERSFIELD
State	CA
Zip	93311-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4600 , BLOCK , LOT 53
Legal Subdivision	TRACT NO. 4600
Legal Tract	4600
Legal Block	3
Legal Lot Number	53
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3013
Census Tract	2821

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4705 CHANEY LN, BAKERSFIELD, CA 93311-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 28, 2017	Grant Deed, Transfer · FHA Mortgage CMG FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	201754082
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4705 CHANEY LN, BAKERSFIELD, CA 93311-1825
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	ORANGE COAST TTL CO NORTHCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098854
Date	Aug 9, 2019
Instrument	219098854

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4705 CHANEY LN, BAKERSFIELD, CA 93311-1825
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005014
Date	Jan 11, 2022
Instrument	222005014

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4705 CHANEY LN, BAKERSFIELD, CA 93311-1825
Document Number	0000055824
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 CHANEY LN BAKERSFIELD CA 933111825, BAKERSFIELD, CA 93311-1825

Mortgage

Document Number	0000055824
Date	May 4, 2020
Instrument	55824

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 28, 2017
Property Address	4705 CHANEY LN, BAKERSFIELD, CA 93311-1825
Document Number	0000054082
Map Reference	MB33 PG79&80
Instrument Date	Apr 13, 2017
Instrument	0217054082
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 CHANEY LN, BAKERSFIELD, CA 93311-1825

Mortgage

Document Number	0000054083
Date	Apr 28, 2017
Instrument	0217054083

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$242,672 (+2%) Land $59,186 Building $183,486
2025	$3,584.00 (+3.58%) Homeowner's exemption	$237,915 (+4.04%) Land $58,026 Building $179,889
2023	$3,460.00 (+4.12%) Homeowner's exemption	$228,678 Land $55,774 Building $172,904
2022	$3,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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