Lubbock County property record for 4705 118th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,737 sqft · built 2007 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2026 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R310563 |
| Primary APN | R310563 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,737 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,625 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4705 118TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINTAGE TOWNSHIP L 5 |
| Legal Subdivision | VINTAGE TOWNSHIP |
| Legal Lot Number | 50 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 10512 |
4705 118th St is owned by a company that acquired it in January 2026 and is owner-occupied.
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 13, 2026 | Warranty Deed, Transfer |
| Jan 13, 2026 | Warranty Deed, Transfer |
| Jan 14, 2026 | Warranty Deed, Transfer |
| Jan 27, 2026 | Warranty Deed, Transfer |
| Jun 5, 2025 | Vendor's Lien, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Sep 17, 2020 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 1, 2017 | Vendor's Lien, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Jan 14, 2026 |
| Deed Document Number | 2026002827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000063658 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021063658 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 13, 2026 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000001368 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026001368 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 13, 2026 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000001367 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026001367 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 14, 2026 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000001473 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026001473 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 27, 2026 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000002827 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026002827 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jun 5, 2025 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000021815 |
| Map Reference | VOL 10412 PG 1 |
| Instrument Date | May 28, 2025 |
| Instrument | 2025021815 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | STEWART TITLE, STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000021816 |
|---|---|
| Date | Jun 5, 2025 |
| Instrument | 2025021816 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 17, 2020 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000040958 |
| Map Reference | VOL 10412 PG 1 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020040958 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000040959 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020040959 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Nov 1, 2017 |
| Property Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000039418 |
| Map Reference | VOL10412 PG1 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 2017039418 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4705 118TH ST, LUBBOCK, TX 79424-7629 |
| Document Number | 0000039419 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017039419 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 4705 118th St was $6,112 with a homeowner's exemption, down 0.6% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,112.00 (-0.55%) Homeowner's exemption | $342,046 Land $39,375 Building $302,671 | $342,046 Land $39,375 Building $302,671 |
| 2024 | $6,146.00 (+9.46%) | ||
| 2023 | $5,615.00 (-8.85%) Homeowner's exemption | $292,879 Land $39,375 Building $267,266 | $306,641 Land $39,375 Building $267,266 |
| 2022 | $6,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4705 118th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4705 118th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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