4704 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4704 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,022 sqft · built 1890
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Mar 2021)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036-0004-0088-00`

Property Details

APN / Parcel Number

Primary APN	`036-0004-0088-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
Gross Area	2,977 sqft
1st Floor Area	1,011 sqft
2nd Floor Area	1,011 sqft
Basement Area	955 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	125 ft deep x 42 ft wide
Porch	Open Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4704 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4704 WHETSEL AVE 42 X 125 LOT 46 WARDS HEIRS SUB
Legal Subdivision	WARDS HEIRS SUB
Legal Lot Number	46
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4006
Census Tract	5600

Owner

4704 Whetsel Ave is owned and occupied by an individual who bought it in March 2021.

Source: Hamilton County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4704 WHETSEL AVE, CINCINNATI, OH 45227-2300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Mar 18, 2008 · Amount on File
Deed Document Number	202138546
Deed Book / Page	14383 / 2750
Prior Transfer Date	Jan 31, 2007
Prior Transfer Doc	0000028544
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 26, 2021
Property Address	4704 WHETSEL AVE, CINCINNATI, OH 45227-2300
Document Number	0000038546
Book / Page	14383 / 2750
Map Reference	MB 3 PG 9
Instrument Date	Mar 26, 2021
Instrument	2021-0038546
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 WHETSEL AVE, CINCINNATI, OH 45227-2300

Mortgage

Document Number	0000038547
Date	Mar 26, 2021
Instrument	2021-0038547

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 24, 2020
Property Address	4704 WHETSEL AVE, CINCINNATI, OH 45227-2300
Document Number	0000059938
Book / Page	014196 / 000844
Instrument Date	Jun 17, 2020
Instrument	59938
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4527 HECTOR AVE CINCINNATI OH 452272710, CINCINNATI, OH 45227-2710

Tax Assessment & Valuation

The 2025 property tax bill for 4704 Whetsel Ave was $5,303, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,303.00 (+3.13%)	$86,101 (+%) Land $13,542 Building $72,559	$246,000 Land $38,690 Building $207,310
2024	$5,142.00 (-2.21%)	$86,099 (-) Land $13,541 Building $72,558
2023	$5,258.00 (-10.27%)	$86,099 (%) Land $13,541 Building $72,558	$246,000 Land $38,690 Building $207,310
2022	$5,860.00 Homeowner's exemption	$86,101 Land $6,675 Building $79,426
2020			$246,000 Land $19,070 Building $226,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4704 Whetsel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4704 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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