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4704 Kilt Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4704 Kilt Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 967 sqft · built 1973
Lot Size0.01 acres (435 sqft)
Owner2 Individual Names on File
Last Sale$109,000 (Nov 2020)
Tax Bill$2,169 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-30-0230-0001-0110

Property Details

APN / Parcel Number

Primary APN04-26-30-0230-0001-0110
Alternative APNs
  • 263004023000010110
  • 82259

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area967 sqft Living Area
Gross Area1,063 sqft
1st Floor Area967 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area435 sqft (0.01 acres)
PorchFlorida Room
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4704 KILT CT
CitySAINT CLOUD
StateFL
Zip34769-1607
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHEATHER HALL CON EX BK 1 PG 18 BLDG 10 UNIT 11
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionHEATHER HALL CONDO
Legal Tract230
Legal Block1
Legal Lot Number11
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1005
Census Tract43208

Owner

Source: Osceola County records · APN 04-26-30-0230-0001-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5978 SAWGRASS POINT DR, PORT ORANGE, FL 32128-7320
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Deed Document Number2020151486
Deed Book / Page5828 / 90
Prior Transfer DateFeb 14, 2008
Prior Transfer Doc0037212186
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 05, 2020
Property Address4704 KILT CT, SAINT CLOUD, FL 34769-1607
Document Number0058280090
Book / Page5828 / 90
Map ReferenceMB 1 PG 34&35
Instrument DateNov 04, 2020
Instrument2020151486
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyMAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$763.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 444, BRANFORD, FL 32008-0444

Transferred To (Grantee/Buyer)

NameVerified Name
Address5978 SAWGRASS POINT DR, PT ORANGE, FL 32128-7320

Mortgage

Document Number0000582895
DateNov 05, 2020
Instrument5828/95
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00 (+1.64%)$121,200 (-4.64%) Building $121,200$121,200 (-4.64%) Building $121,200
2024$2,134.00 (+5.33%)
2023$2,026.00 (+15.05%)$127,100 (+26.22%) Building $127,100$127,100 (+26.22%) Building $127,100
2022$1,761.00$100,700 Building $100,700$100,700 Building $100,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
6 under condo master policies

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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