4704 Chippewa Ln, Pelham, AL 35124 Property Records

Shelby County property record for 4704 Chippewa Ln, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,380 sqft · built 1970
Lot Size	0.803 acres (35,000 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Apr 2026)
Tax Bill	$2,973 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117364001025000`

Property Details

APN / Parcel Number

Primary APN	`117364001025000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,380 sqft Heated Area
1st Floor Area	1,918 sqft
Basement Area	812 sqft
Finished Basement	770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,000 sqft (0.803 acres)
Lot Dimensions	200 ft deep x 175 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4704 CHIPPEWA LN
City	PELHAM
State	AL
Zip	35124-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 36 19S 03W NBRHD: 08 INDIAN HILLS R-2
Legal Range	03W
Legal Township	19S
Legal Section	36
Legal Subdivision	INDIAN HILLS 2ND SECTOR
Legal Block	1
Legal Lot Number	2
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1025
Census Tract	30315

Owner

4704 Chippewa Ln is owned and occupied by an individual who bought it in April 2026.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4704 CHIPPEWA LN, PELHAM, AL 35124-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Aug 3, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Mar 27, 2025 · Amount on File
Deed Document Number	202695830
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0000080310
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4704 CHIPPEWA LN, PELHAM, AL 35124-1008
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393190
Date	Aug 12, 2021
Instrument	20210812000393190

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4704 CHIPPEWA LN, PELHAM, AL 35124-1008
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304050
Date	Aug 3, 2022
Instrument	20220803000304050

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 2, 2026
Property Address	4704 CHIPPEWA LN, PELHAM, AL 35124-1008
Document Number	0000095830
Instrument Date	Apr 1, 2026
Instrument	202695830
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 CHIPPEWA LN, PELHAM, AL 35124-1008

Mortgage

Document Number	0000095840,
Date	Apr 2, 2026
Instrument	202695840

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4704 Chippewa Ln was $2,973 with a homeowner's exemption, up 375.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,973.00 (+375.68%) Homeowner's exemption
2025	$625.00	$10,780	$107,800 Land $76,500 Building $31,300
2023	$1,516.00 Homeowner's exemption	$26,860	$268,600 Land $76,500 Building $192,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4704 Chippewa Ln in Zone X, an area of minimal flood risk, though there have been 290 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	290 (1979–2021)
Claims Outside the SFHA	27 of 290
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 15 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 52 claims Severe Storms,flooding And Tornadoes, Dec 1983 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4704 Chippewa Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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