470351 E 893 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 470351 E 893 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,352 sqft · built 1981
Lot Size	7.56 acres (329,314 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Aug 2021)
Tax Bill	$268 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-03-014-025-0-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-03-014-025-0-004-00`
Alternative APN	`433`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,008 sqft
1st Floor Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	329,314 sqft (7.56 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	433
Street Address	470351 E 893 RD
City	STILWELL
State	OK
Zip	74960-4788
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TM
Legal Description	NW 8.56A LOT 3 BK 177 PG 265 LESS 1A TO D. MINK
Legal Range	25E
Legal Township	14N
Legal Section	03
Legal Lot Number	3,177
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	1
Census Block	1037
Census Tract	377000

Owner

470351 E 893 Rd, a rural home, is owned and occupied by an individual who bought it in August 2021.

Source: Adair County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	470351 E 893 RD, STILWELL, OK 74960-4788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Nov 6, 2006
Deed Document Number	20212889
Deed Book / Page	584 / 472
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Aug 18, 2021
Property Address	470351 E 893 RD, STILWELL, OK 74960-4788
Document Number	000584/472
Book / Page	584 / 472
Instrument Date	Aug 13, 2021
Instrument	2021-002889
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ADAIR COUNTY ABSTRACT AND TITLE LLC, ADAIR CNTY ABSTRACT & TTL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470351 E 893 RD, STILWELL, OK 74960-4788

Mortgage

Document Number	2021002890
Date	Aug 18, 2021
Instrument	2021-002890

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 470351 E 893 Rd was $268, up 3.1% from the year before.

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Elementary School District	Dahlonegah Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,757 (+3.02%) Land $261 Building $3,496	$31,301 (-66.49%) Land $2,173 Building $29,128
2025	$268.00 (+3.08%)	$3,647 (+2.99%) Land $885 Building $2,762	$93,405 (-6.14%) Land $7,373 Building $86,032
2024	$260.00 (+2.77%)	$3,541 (+3%) Land $885 Building $2,656	$99,513 (+247.39%) Land $7,373 Building $92,140
2023	$253.00	$3,438 Land $885 Building $2,553	$28,646 Land $7,373 Building $21,273

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 470351 E 893 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 470351 E 893 Rd is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #1 (CHERRY TREE) serves 2,000 people · EPA ID OK3000104
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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