4703 Oxford Dr, Temple, TX 76502 Property Records

Bell County property record for 4703 Oxford Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 1995
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Jun 2021)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0115767695`

Property Details

APN / Parcel Number

Primary APN	`0115767695`
Alternative APNs	`796896` `80821`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	174 sqft
Canopy	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4703 OXFORD DR
City	TEMPLE
State	TX
Zip	76502-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRATFORD PLACE PHASE V, BLOCK 007, LOT 0006
Legal Subdivision	STRATFORD PLACE PHASE V
Legal Block	7
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	4
Census Block	4010
Census Tract	21301

Owner

Source: Bell County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4703 OXFORD DR, TEMPLE, TX 76502-7308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jun 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 1, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	202138181
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000011853
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Sep 4, 2026
Property Address	4703 OXFORD DR, TEMPLE, TX 76502-7308
Document Number	0000044961
Instrument Date	Aug 31, 2026
Instrument	202644961
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 OXFORD DR, TEMPLE, TX 76502-7308

Mortgage

Document Number	0000044961,
Date	Sep 4, 2026
Instrument	202644961

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4703 OXFORD DR, TEMPLE, TX 76502-7308
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 OXFORD DR, TEMPLE, TX 76502-7308

Mortgage

Document Number	0000042505
Date	Jul 5, 2022
Instrument	2022042505

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Jun 1, 2024

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 17, 2021
Property Address	4703 OXFORD DR, TEMPLE, TX 76502-7308
Document Number	0000038181
Map Reference	CAB B SL 293-B
Instrument Date	Jun 15, 2021
Instrument	2021038181
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 S VINE AVE, TYLER, TX 75701-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 OXFORD DR, TEMPLE, TX 76502-7308

Mortgage

Document Number	0000038182
Date	Jun 17, 2021
Instrument	2021038182

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Mar 1, 2021
Property Address	4703 OXFORD DR, TEMPLE, TX 76502-7308
Document Number	0000011853
Map Reference	CAB B SL 293-B
Instrument Date	Feb 9, 2021
Instrument	2021011853
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	VENTURE TITLE AGENCY LLC, AVENUE TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 OXFORD DR, TEMPLE, TX 76502-7308

Mortgage

Document Number	0000011854
Date	Mar 1, 2021
Instrument	2021011854

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (-2.64%) Homeowner's exemption	$280,031 (-10.33%)	$305,576 (-2.15%) Land $40,000 Building $265,576
2024	$4,893.00 (+17.11%)
2023	$4,178.00 (-9.35%) Homeowner's exemption	$312,299 Land $28,000 Building $284,299	$312,299 Land $28,000 Building $284,299
2022	$4,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

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