Highlands County property record for 4703 Mercado Dr, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,829 sqft · built 1985 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (Mar 2024) |
| Tax Bill | $2,470 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2550-0071 |
| Primary APN | C-04-34-28-130-2550-0071 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 338 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4703 MERCADO DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1528 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3FUD |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 E 1/2 OF LOT 7 + W 20 FT O LOT 8 BLK 255 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | MERCADO PLACE |
| Legal Block | 255 |
| Legal Lot Number | 7 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 960503 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 255 ROUTE 25A, WADING RIVER, NY 11792-2011 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 27, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 15, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Feb 15, 2024 |
| Deed Document Number | 2195863 |
| Deed Book / Page | 3033 / 955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4703 MERCADO DR, SEBRING, FL 33872-1528 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4703 MERCADO DR, SEBRING, FL 33872-1528 |
| Document Number | 0002284970 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 3153/165 |
| Instrument | 2284970 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 27, 2024 |
| Property Address | 4703 MERCADO DR, SEBRING, FL 33872-1528 |
| Document Number | 0002195863 |
| Book / Page | 3033 / 955 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2195863 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4703 MERCADO DR, SEBRING, FL 33872-1528 |
| Name | Verified Name |
|---|---|
| Address | 255 ROUTE 25A, WADING RIVER, NY 11792-2011 |
| Document Number | 0003033957 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 3033/957 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 15, 2024 |
| Property Address | 4703 MERCADO DR, SEBRING, FL 33872-1528 |
| Document Number | 0002190093 |
| Book / Page | 3025 / 1994 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2190093 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60-420 TREMAINE AVE, CANADA XX |
| Name | Verified Name |
|---|---|
| Address | 4703 MERCADO DR, SEBRING, FL 33872-1528 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,539 (+4.96%) Land $12,950 Building $151,589 | $164,539 (+4.96%) Land $12,950 Building $151,589 | |
| 2024 | $2,470.00 (+5.51%) | ||
| 2023 | $2,341.00 (+8.88%) | $156,760 (+16.78%) Land $9,100 Building $147,660 | $156,760 (+16.78%) Land $9,100 Building $147,660 |
| 2022 | $2,150.00 | $134,234 Land $5,600 Building $128,634 | $134,234 Land $5,600 Building $128,634 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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