4703 E Cardiff Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 4703 E Cardiff Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,995 sqft · built 2005
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2017)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-22483-10`

Property Details

APN / Parcel Number

Primary APN	`014-22483-10`
Alternative APN	`53-08-01-400-122.000-008`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft
Basement Area	1,851 sqft
Unfinished Basement	1,851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-22483-10
Street Address	4703 E CARDIFF CT
City	BLOOMINGTON
State	IN
Zip	47401-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GENTRY EAST PH 3 LOT 110
Legal Subdivision	GENTRY EAST SUBDIVISION
Legal Lot Number	110
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3022
Census Tract	904

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4703 E CARDIFF CT, BLOOMINGTON, IN 47401-8587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	20178424
Prior Transfer Date	Oct 25, 2010
Prior Transfer Doc	2010017757
Record Updated	Sep 20, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jun 20, 2017
Property Address	4703 E CARDIFF CT, BLOOMINGTON, IN 47401-8587
Document Number	2017008424
Map Reference	PL CAB C ENV 341
Instrument Date	Jun 15, 2017
Instrument	2017008424
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 E CARDIFF CT, BLOOMINGTON, IN 47401-8587

Mortgage

Document Number	2017008426
Date	Jun 20, 2017
Instrument	2017008426

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (-9.51%)	$445,200 (-5.05%) Land $147,500 Building $297,700	$445,200 (-5.05%) Land $147,500 Building $297,700
2024	$3,618.00 (+8.62%)
2023		$468,900 (+14.53%) Land $147,500 Building $321,400	$468,900 (+14.53%) Land $147,500 Building $321,400
2022	$3,331.00	$409,400 Land $125,000 Building $284,400	$409,400 Land $125,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20