4703 Driftstone Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 4703 Driftstone Ln, Smithton, IL 62285

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,155 sqft · built 2018
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on Record
Last Sale$68,000 (Nov 2014)
Tax Bill$11,701 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2019 Line of Credit
+ 1 more
APN17-04-0-203-003

Property Details

APN / Parcel Number

Primary APN17-04-0-203-003

Interior

Full Baths5 Baths
Stories2 Stories
Building Area1,155 sqft Living Area
Basement Area2,065 sqft
Unfinished Basement2,065 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick/Stone
Lot Area37,462 sqft (0.86 acres)
Garage TypeAttached
Garage Area910 sqft
PorchPorch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4703 DRIFTSTONE LN
CitySMITHTON
StateIL
Zip62285-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEDGESTONE ESTATES 1ST ADD LOT 61 A02435015
Legal SubdivisionLEDGESTONE ESTATES
Legal Block203
Legal Lot Number61
JurisdictionST CLAIR IL
Township / Civil DivisionPRAIRIE DU LONG
Census Block Group4
Census Block4031
Census Tract504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4703 DRIFTSTONE LN, SMITHTON, IL 62285-3057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Jan 3, 2019Deed of Trust, Mortgage · Line of Credit
FCB BK
Feb 27, 2018Trustee's Deed, Construction Loan · Line of Credit
FCB BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2014 · Amount on Record
Deed SaleNov 26, 2014 · Amount on Record
Deed Document Number20142435015
Prior Transfer DateJul 16, 2013
Prior Transfer Doc0002377064
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address4703 DRIFTSTONE LN, SMITHTON, IL 62285-3057
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA02690541
DateMar 9, 2021
InstrumentA02690541
Lender
NameFCB BANKS
TypeBank
AddressCOLLINSVILLE, IL 62234
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate2.75%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address4703 DRIFTSTONE LN, SMITHTON, IL 62285-3057
Document Number00A2601448
Instrument DateJan 3, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4703 DRIFTSTONE LN SMITHTON IL 622853057, SMITHTON, IL 62285-3057

Mortgage

Document Number00A2601448
DateJan 14, 2019
Instrument2601448
Lender
NameFCB BK
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CLAIR IL
Recording DateFeb 27, 2018
Property Address4703 DRIFTSTONE LN, SMITHTON, IL 62285-3057
Instrument DateFeb 16, 2018
Instrument2568611
Transaction TypeConstruction Loan
Record UpdatedMar 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address310 S 11TH ST BELLEVILLE IL 622201823, BELLEVILLE, IL 62220-1823

Mortgage

Document Number00A2568611
DateFeb 27, 2018
Instrument2568611
Lender
NameFCB BK
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 26, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionPrairie Du Long Township
MunicipalitySmithton Village
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSmithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,701.00 (+14.36%)$151,714 (+21.84%) Land $27,036 Building $124,678$455,142 (+21.84%) Land $81,108 Building $374,034
2022$124,519 Land $22,936 Building $101,583$373,557 Land $68,808 Building $304,749
2019$10,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2015–2017)
Most Recent ClaimMay 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTON
serves 4,381 people · EPA ID IL1631300
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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