4702 Zamora Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4702 Zamora Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,052 sqft · built 1984
Lot Size0.114 acres (4,982 sqft)
Owner2 Trust Names on File
Last Sale$535,000 (Mar 2021)
Tax Bill$6,500 (2025)
Deeds & MortgagesOct 2023 Transfer
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN169-333-87-00

Property Details

APN / Parcel Number

Primary APN169-333-87-00
Alternative APN
  • 1693336300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,052 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area4,982 sqft (0.114 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1693336300
Street Address4702 ZAMORA WAY
CityOCEANSIDE
StateCA
Zip92056-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 189 DOC88-128009 IN LOT 58 IN MAP 11336&ALL OF TR 010238
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract010238
Legal Block3
Legal Lot Number58,18
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19808

Owner

4702 Zamora Way is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address4702 ZAMORA WAY, OCEANSIDE, CA 92056-5112
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Intrafamily Transfer, Transfer
Mar 19, 2021Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2021 · Amount on File
Deed SaleMar 19, 2021 · Amount on File
Prior SaleApr 30, 2013 · Amount on File
Deed Document Number2021216950
Last Transfer DateOct 24, 2023
Transfer Doc0000294891
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 26, 2023
Property Address4702 ZAMORA WAY, OCEANSIDE, CA 92056-5112
Document Number0000294891
Map ReferenceMAP 10238
Instrument DateOct 24, 2023
Instrument2023-0294891
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4702 ZAMORA WAY, OCEANSIDE, CA 92056-5112

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2021
Property Address4702 ZAMORA WAY, OCEANSIDE, CA 92056-5112
Document Number0000216950
Map ReferenceMAP 10238
Instrument DateMar 10, 2021
Instrument2021-0216950
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 ZAMORA WAY, OCEANSIDE, CA 92056-5112

Mortgage

Document Number0000216951
DateMar 19, 2021
Instrument2021-0216951
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4702 ZAMORA WAY, OCEANSIDE, CA 92056-5112
Document Number0000382897
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 ZAMORA WAY OCEANSIDE CA 920565112, OCEANSIDE, CA 92056-5112

Mortgage

Document Number0000382897
DateAug 22, 2017
Instrument382897
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4702 Zamora Way was $6,500 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$590,677 (+2%) Land $406,219 Building $184,458
2025$6,500.00 Homeowner's exemption$579,096 Land $398,254 Building $180,842
2023$5,979.00 (+0.27%) Homeowner's exemption$556,612 Land $382,791 Building $173,821
2022$5,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4702 Zamora Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4702 Zamora Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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