4702 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4702 W 5th St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 762 sqft · built 1947
Lot Size0.08 acres (3,517 sqft)
OwnerIndividual Name on Record
Last Sale$148,000 (Dec 2021)
Tax Bill$1,618 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-1940-02280

Property Details

APN / Parcel Number

Primary APN010-1940-02280
Alternative APN
  • 1122046

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area762 sqft Gross Area
1st Floor Area762 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Lot Area3,517 sqft (0.08 acres)
Garage Area308 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area30 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1122046
Street Address4702 W 5TH ST
CityDULUTH
StateMN
Zip55807-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF LOT 1 AND E 15FT OF LOT 2BLK 13 GRAND CENTRAL DIV AND OF LOT 8AND E 15FT OF LOT 7 BLK 96 ADD TO ONEOTALYING
Legal SubdivisionGRAND CENTRAL DIV OF DULUTH
Legal Block13,96
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5008
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4702 W 5TH ST, DULUTH, MN 55807-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BANK OF COMMERCE
Jul 15, 2020Warranty Deed, Transfer · Conventional with PMI
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleJul 15, 2020 · Amount on Record
Deed Document Number20211050349
Prior Transfer DateDec 8, 2006
Prior Transfer Doc0000837506
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 3, 2021
Property Address4702 W 5TH ST, DULUTH, MN 55807-2007
Document Number0001050349
Instrument DateNov 29, 2021
Instrument1050349
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$488.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 W 5TH ST, DULUTH, MN 55807-2007

Mortgage

Document Number0001050350
DateDec 3, 2021
Instrument1050350
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 15, 2020
Property Address4702 W 5TH ST, DULUTH, MN 55807-2007
Document Number00T1025915
Instrument DateJun 19, 2020
InstrumentT1025915
Transaction TypeTransfer
Record UpdatedAug 27, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4702 W 5TH ST DULUTH MN 558072007, DULUTH, MN 55807-2007

Mortgage

Document NumberT1025916
DateJul 15, 2020
InstrumentT1025916
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

Mortgage

Document NumberT1025917,
DateJul 15, 2020
InstrumentT1025917
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,618.00 Homeowner's exemption
2025$1,618.00 (+0.87%) Homeowner's exemption$158,100 (+7.92%) Land $9,100 Building $149,000$158,100 (+7.92%) Land $9,100 Building $149,000
2024$1,604.00$146,500 (+15.63%) Land $9,700 Building $136,800$146,500 (+15.63%) Land $9,700 Building $136,800
2022$126,700 Land $8,900 Building $117,800$126,700 Land $8,900 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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