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4702 Tower Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4702 Tower Ave, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1907
Lot Size0.057 acres (2,483 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Sep 2023)
Tax Bill$5,054 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN582-0008-0166-00

Property Details

APN / Parcel Number

Primary APN582-0008-0166-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area972 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1907
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,483 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4702 TOWER AVE
CityCINCINNATI
StateOH
Zip45217-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4702 TOWER AVE 25 X 100 PT LOT 312-313-314-315 S KEMPER HEIRS
Legal SubdivisionKEMPER
Legal Lot Number312-313 313
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group3
Census Block3040
Census Tract25800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 12, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 25, 2017Deed of Trust, Mortgage
FARMERS BANK & CAPITAL TRUST CO
Jun 6, 2022Warranty Deed, Transfer
Jul 13, 2021Warranty Deed, Transfer
Jul 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleJun 6, 2022 · Amount on Record
Deed Document Number0000064448
Deed Book / Page14998 / 350
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
InvestorPossibly a Property Investor

Mortgage

Document Number0000005928
DateJan 26, 2026
Book Page15589/1222
Instrument2026-0005928
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 12, 2023
Property Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
Document Number0000064448
Book / Page14998 / 350
Map ReferenceMB 8 VOL 2 PG 33&34
Instrument DateSep 11, 2023
Instrument2023-0064448
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
InvestorPossibly a Property Investor

Mortgage

Document Number0000064449
DateSep 12, 2023
Instrument2023-0064449
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007238
DateSep 25, 2017
Instrument17-0087238
Lender
NameFARMERS BANK & CAPITAL TRUST CO
TypeBank
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term84 Months
DueSep 21, 2024

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 6, 2022
Property Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
Document Number0000056064
Book / Page14682 / 3572
Instrument DateMay 27, 2022
Instrument2022-0056064
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Tax$263.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 TOWER AVE, CINCINNATI, OH 45217-1326

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 13, 2021
Property Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
Document Number0000085079
Book / Page14457 / 2918
Instrument DateJul 6, 2021
Instrument2021-0085079
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Tax$664.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7444 VINE ST, CINCINNATI, OH 45216-1712

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 19, 2017
Property Address4702 TOWER AVE, CINCINNATI, OH 45217-1326
Document Number0000065402
Book / Page013462 / 001889
Instrument DateJul 19, 2017
Instrument65402
Transaction TypeTransfer
Record UpdatedSep 6, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9856 GUNPOWDER RD FLORENCE KY 410429621, FLORENCE, KY 41042-9621

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,054.00 (+4.36%)$82,250 (-) Land $5,841 Building $76,409
2024$4,843.00 (+146.34%)$82,250 (+167.38%) Land $5,841 Building $76,409
2023$1,966.00 (+71.11%)$30,762 (+119.73%) Land $5,842 Building $24,920$235,000 (+487.5%) Land $16,690 Building $218,310
2022$1,149.00$14,000 Land $4,557 Building $9,443
2020$40,000 Land $13,020 Building $26,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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