Union County property record for 4702 Shannamara Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,948 sqft · built 1996 |
| Lot Size | 0.397 acres (17,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (May 1997) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-054-626 |
| Primary APN | 07-054-626 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,948 sqft Living Area |
| Gross Area | 3,667 sqft |
| 1st Floor Area | 1,884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,293 sqft (0.397 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 931 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4702 SHANNAMARA DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-2978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-15 STALL |
| Legal Description | #125 SHANNAMARA-WICKLOW SHANNAMARA DR |
| Legal Subdivision | SHANNAMARA - WICKLOW |
| Legal Lot Number | 125 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20310 |
4702 Shannamara Dr, a rural home, is owned and occupied by two individuals who bought it in May 1997.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4702 SHANNAMARA DR, MATTHEWS, NC 28104-2978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Jul 25, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 1997 · Amount on File |
| Deed Sale | May 15, 1997 · Amount on File |
| Prior Sale | Dec 20, 1996 · Amount on File |
| Deed Book / Page | 970 / 850 |
| Prior Transfer Date | Apr 15, 1996 |
| Prior Transfer Doc | 0860000538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4702 SHANNAMARA DR, MATTHEWS, NC 28104-2978 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8204877 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 8204/877 |
| Instrument | 38327 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | BUXTON, NC 27920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4702 SHANNAMARA DR, MATTHEWS, NC 28104-2978 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7202829 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 7202/829 |
| Instrument | 0020622 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 5, 2033 |
The 2025 property tax bill for 4702 Shannamara Dr was $3,989.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,100 (-) Land $116,600 Building $472,500 | $589,100 (-) Land $116,600 Building $472,500 | |
| 2025 | $3,989.00 | $589,100 Land $116,600 Building $472,500 | $589,100 Land $116,600 Building $472,500 |
| 2023 | $4,036.00 | $485,200 Land $87,900 Building $397,300 | $485,200 Land $87,900 Building $397,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4702 Shannamara Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2005–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4702 Shannamara Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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