4702 Lacho Ln, Laredo, TX 78041 Property Records

Webb County property record for 4702 Lacho Ln, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 1985
Lot Size	0.098 acres (4,249 sqft)
Owner	Individual Name on Record
Last Sale	$214,800 (Nov 2021)
Tax Bill	$924 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Nov 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`905-00038-070`

Property Details

APN / Parcel Number

Primary APN	`905-00038-070`
Alternative APN	`209545`

Interior

Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,249 sqft (0.098 acres)
Lot Dimensions	70 ft deep x 55 ft wide
Porch	Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4702 LACHO LN
City	LAREDO
State	TX
Zip	78041-6618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B3
Legal Description	LOT 7 BLK 38 CALTON GARDENS #1
Legal Subdivision	CALTON GARDENS
Legal Block	38
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3008
Census Tract	1706

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4702 LACHO LN, LAREDO, TX 78041-6618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Nov 22, 2021	Vendor's Lien, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20211449478
Deed Book / Page	5158 / 235
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0001275942
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4702 LACHO LN, LAREDO, TX 78041-6618
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005158/259
Date	Nov 22, 2021
Book Page	5158/259
Instrument	1449480

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4702 LACHO LN, LAREDO, TX 78041-6618
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5158/259
Date	Nov 22, 2021
Book Page	5158/259
Instrument	1449480

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 22, 2021
Property Address	4702 LACHO LN, LAREDO, TX 78041-6618
Document Number	005158/235
Book / Page	5158 / 235
Map Reference	VOL 3 PG 87
Instrument Date	Nov 19, 2021
Instrument	1449478
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4702 LACHO LN, LAREDO, TX 78041-6618

Mortgage

Document Number	0001449479
Date	Nov 22, 2021
Instrument	1449479

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Dec 1, 2021

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,634 (-0.55%) Land $54,812 Building $126,822	$181,634 (-0.55%) Land $54,812 Building $126,822
2025	$924.00 (+0.65%) Homeowner's exemption	$182,632 (+13.23%) Land $54,812 Building $127,820	$182,632 (+13.23%) Land $54,812 Building $127,820
2024	$918.00 (+12.64%)
2023		$161,287 Land $27,959 Building $133,328	$161,287 Land $27,959 Building $133,328
2022	$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Smartcom Telephone.

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