4702 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4702 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,835 sqft · built 1970
Lot Size1.04 acres (45,394 sqft)
OwnerCompany Name on Record
Last Sale$835,000 (May 2020)
Tax Bill$3,461 (2025)
Deeds & MortgagesMar 2018 Mortgage
Dec 2018 Line of Credit
+ 5 more
Flood ZoneZone X (moderate risk)
APN167-66-029

Property Details

APN / Parcel Number

Primary APN167-66-029
Alternative APN
  • 167660299

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,835 sqft Living Area
Gross Area3,257 sqft
1st Floor Area2,835 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area45,394 sqft (1.04 acres)
Parking Spaces2 Parking Spaces
Pool Area480 sqft
PorchSlab
Patio Area422 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4702 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-35
Legal DescriptionMORNINGSIDE BLK 1, 2 MCR 58/49
Legal Range4E
Legal Township3N
Legal Section19
Legal SubdivisionMORNINGSIDE BLK 1, 2
Legal Block1,2
Legal Lot Number13
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1024
Census Tract103208

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Deed of Trust, Mortgage · ARM
US BANK NA
Dec 31, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Sep 7, 2021Correction Deed · Conventional Mortgage
PENTAGON FCU
Jun 25, 2021Intrafamily Transfer, Transfer
May 20, 2020Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
May 22, 2020Warranty Deed, Transfer · Conventional Mortgage
EQUITABLE HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleMay 6, 2015 · Amount on Record
Deed Document Number2020442730
Last Transfer DateAug 16, 2021
Transfer Doc0000961957
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanySECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214079
DateMar 22, 2018
Instrument20180214079
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031

Mortgage

Document Number0000953026
DateDec 31, 2018
Instrument20180953026
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031

Mortgage

Document Number0001211783
DateNov 12, 2021
Instrument20211211783
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2051

September 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMARICOPA AZ
Recording DateSep 7, 2021
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Document Number0000961957
Map ReferenceMB 58 PG 49
Instrument DateAug 16, 2021
Instrument20210961957
Record UpdatedJul 15, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031

Mortgage

Document Number0000961958
DateSep 7, 2021
Instrument20210961958
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.87%
IndexOther
Margin3
Max Rate7.87%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 25, 2021
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Document Number0000699234
Map ReferenceMB 58 PG 49
Instrument DateJun 23, 2021
Instrument20210699234
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Document Number0000442732
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 E BELMONT AVE PHOENIX AZ 850204018, PHOENIX, AZ 85020-4018

Mortgage

Document Number0000442732
DateMay 22, 2020
Instrument442732
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54402-8026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 21, 2050
Interest
Rate TypeAdjustable Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 22, 2020
Property Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031
Document Number0000442730
Map ReferenceMB 58 PG 49
Instrument DateMay 5, 2020
Instrument20200442730
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyCLEAR TITLE AGENCY OF AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4702 E DESERT COVE AVE, 4702, PHOENIX, AZ 85028-3031

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4702 E DESERT COVE AVE, PHOENIX, AZ 85028-3031

Mortgage

Document Number0000442731
DateMay 22, 2020
Instrument20200442731
Lender
NameEQUITABLE HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5%
Index1-Year CMT
Max Rate8%

Mortgage

Document Number0000442732
DateMay 22, 2020
Instrument20200442732
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 5, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,270 (+142.96%)$1,182,700 (+9.19%) Land $236,500 Building $946,200
2025$3,461.00 (+7.85%)$48,679 (-56.25%)$1,083,200 (-2.64%) Land $216,600 Building $866,600
2024$111,260$1,112,600 Land $222,500 Building $890,100
2023$3,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1984–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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