4702 Compass Ln, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4702 Compass Ln, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,521 sqft · built 2006
Lot Size	0.173 acres (7,531 sqft)
Owner	Individual Name on File
Tax Bill	$2,024 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`65-03-06-0-000-003.088`

Property Details

APN / Parcel Number

Primary APN	`65-03-06-0-000-003.088`
Alternative APNs	`248439` `252999`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,521 sqft Heated Area
1st Floor Area	2,521 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,531 sqft (0.173 acres)
Lot Dimensions	159 ft deep x 47.1 ft wide
Pool Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	252999
Street Address	4702 COMPASS LN
City	ORANGE BEACH
State	AL
Zip	36561-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47.1' X 159.9' IRR LOT 83 CAPTAIN'S COVE UNIT TWO SLIDE 2064-F IN THE CITY OF ORANGE BEACH SEC 6-T9S-R5E (WD-SURVIVORSHIP)
Legal Subdivision	CAPTAINS COVE
Legal Lot Number	83
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2004
Census Tract	11417

Owner

4702 Compass Ln is owned and occupied by an individual who acquired it in May 2007.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4702 COMPASS LN, ORANGE BEACH, AL 36561-5827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit ALABAMA CU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRYANT BANK
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit ALABAMA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2007
Deed Sale	May 22, 2007
Deed Document Number	20071051378
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	4702 COMPASS LN, ORANGE BEACH, AL 36561-5827
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001936314
Date	Aug 13, 2021
Instrument	1936314

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 12, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	4702 COMPASS LN, ORANGE BEACH, AL 36561-5827
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001864670
Date	Oct 19, 2020
Instrument	1864670

Lender

Name	BRYANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	4702 COMPASS LN, ORANGE BEACH, AL 36561-5827
Document Number	0001785040
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4702 COMPASS LN ORANGE BEACH AL 365615827, ORANGE BEACH, AL 36561-5827

Mortgage

Document Number	0001785040
Date	Sep 20, 2019
Instrument	1785040

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4702 Compass Ln was $2,024 with a homeowner's exemption, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,024.00 (+7.15%) Homeowner's exemption
2025	$1,889.00	$60,940 Land $12,480 Building $48,460	$655,700 Land $134,200 Building $521,500
2023	$1,819.00 (+55.34%) Homeowner's exemption	$58,760 (+52.54%)	$587,500 (+52.56%) Land $97,200 Building $490,300
2022	$1,171.00 (+15.26%) Homeowner's exemption	$38,520	$385,100 Land $76,200 Building $308,900
2021	$1,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4702 Compass Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 261 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	628 units insured incl. 367 condo units
Nearby Flood Claims	151 (2004–2020)
Claims Outside the SFHA	5 of 151
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 134 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4702 Compass Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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