4701 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 4701 Stearns Rd, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,351 sqft · built 1958
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$521,500 (Apr 2023)
Tax Bill	$8,766 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0874040150`

Property Details

APN / Parcel Number

Primary APN	`0874040150`
Alternative APN	`U093021ZZZ000004300400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,351 sqft Heated Area
1st Floor Area	2,351 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	300 ft deep x 285 ft wide
Garage Area	574 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	575 sqft
Patio Area	452 sqft
Stable	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0874040150
Street Address	4701 STEARNS RD
City	VALRICO
State	FL
Zip	33596-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	N 329 FT OF W 1/2 OF NW 1/4 OF SW 1/4 OF NW 1/4 LESS E 50 FT THEREOF
Legal Range	21
Legal Township	30
Legal Section	09
Legal Subdivision	UNPLATTED
Legal Block	4
Legal Lot Number	40
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1007
Census Tract	13208

Owner

Source: Hillsborough County records · APN 0874040150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1879 COLEMAN ST, BROOKLYN, NY 11234-4503
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Feb 02, 1999 · Amount on Record
Deed Document Number	2023164722
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 19, 2023
Property Address	4701 STEARNS RD, VALRICO, FL 33596-8415
Document Number	0000164722
Instrument Date	Apr 14, 2023
Instrument	2023164722
Transaction Type	Transfer
Record Updated	May 09, 2023
Title Company	HILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 E ROBERTSON ST, BRANDON, FL 33511-5235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 COLEMAN ST, BROOKLYN, NY 11234-4503

Mortgage

Document Number	0000164723
Date	Apr 19, 2023
Instrument	2023164723

Lender

Name	FIRST CENTRAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 01, 2026
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	16.5%
Index	Other
Max Rate	16.5%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,766.00 (+174.45%)	$447,566 (+128.56%) Land $199,500 Building $248,066	$447,566 (+29.99%) Land $199,500 Building $248,066
2023	$3,194.00 (+5.62%) Homeowner's exemption	$195,824 (+3%)	$344,321 (+5.92%) Land $171,000 Building $173,321
2022	$3,024.00 Homeowner's exemption	$190,120	$325,064 Land $142,500 Building $182,564

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	12 (1997–2024)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.