4701 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4701 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1976
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,500 (May 2020)
Tax Bill	$5,586 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2026 Second Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`282-0360-018-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0360-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4701 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 01, LOT 49
Legal Subdivision	MADDOX RANCH 01
Legal Lot Number	49
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4010
Census Tract	5801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Dec 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jun 2, 2020	Quit Claim Deed, Transfer FIRSTBANK
May 4, 2020	Quit Claim Deed, Transfer SOLIDIFI TITLE
May 5, 2020	Quit Claim Deed, Transfer FIRSTBANK
May 10, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Aug 10, 2011 · Amount on Record
Deed Book / Page	20200504 / 831
Prior Transfer Date	Feb 7, 2001
Prior Transfer Doc	2001000263
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	0000000097
Date	Sep 21, 2022
Instrument	2022092100097

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	0000001305
Date	Feb 25, 2026
Instrument	202602251305

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	0000000363
Date	Dec 18, 2024
Instrument	202412180363

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	0000001297
Date	Sep 16, 2021
Instrument	2021091601297

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	2021091601297
Date	Sep 16, 2021
Instrument	2021091601297

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2020
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	2006020806
Instrument Date	May 18, 2020
Instrument	2006020806
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4701 OLIVE OAK WAY CARMICHAEL CA 956085665, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	2006020807
Date	Jun 2, 2020
Instrument	2006020807

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2020
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	2005040831
Instrument Date	Dec 30, 2019
Instrument	2005040831
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	SOLIDIFI TITLE

Transaction

Amount	Amount Recorded
Tax	$241.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4701 OLIVE OAK WAY CARMICHAEL CA 956085665, CARMICHAEL, CA 95608-5665

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 5, 2020
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	2005050510
Instrument Date	Dec 26, 2019
Instrument	2005050510
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	SOLIDIFI TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4701 OLIVE OAK WAY CARMICHAEL CA 956085665, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	2005050511
Date	May 5, 2020
Instrument	2005050511

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 4, 2035

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2019
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	1905100300
Instrument Date	May 7, 2019
Instrument	1905100300
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4701 OLIVE OAK WAY CARMICHAEL CA 956085665, CARMICHAEL, CA 95608-5665

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2019
Property Address	4701 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	1903060349
Instrument Date	Mar 1, 2019
Instrument	1903060349
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4701 OLIVE OAK WAY CARMICHAEL CA 956085665, CARMICHAEL, CA 95608-5665

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,669 (+2%) Land $156,171 Building $323,498
2025	$5,586.00 (+0.99%) Homeowner's exemption	$470,264 (+4.04%) Land $153,109 Building $317,155
2024	$5,531.00 (+2.62%)
2023	$5,390.00 (+0.56%) Homeowner's exemption	$452,005 Land $147,164 Building $304,841
2022	$5,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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