Contra Costa County property record for 4701 Morgan Territory Rd, Clayton, CA 94517
| Property Type | Single Family Home |
|---|---|
| Details | 2,549 sqft · built 1969 |
| Lot Size | 0.841 acres (36,633 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-020-009-9 |
| Primary APN | 080-020-009-9 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,549 sqft Living Area |
| 1st Floor Area | 2,549 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 36,633 sqft (0.841 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4701 MORGAN TERRITORY RD |
|---|---|
| City | CLAYTON |
| State | CA |
| Zip | 94517-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PARCEL MAP 2 PG 23 POR PCL B .841 AC |
| Legal Subdivision | PARCEL MAP M S 206 67 |
| Legal Tract | 2PM23 |
| Legal Block | 841 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | TASSAJARA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 355112 |
4701 Morgan Territory Rd is owner-occupied and held in a trust since August 2019.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4701 MORGAN TERRITORY RD, CLAYTON, CA 94517-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Aug 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2019 |
| Transfer Doc | 0000122697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4701 MORGAN TERRITORY RD, CLAYTON, CA 94517-9753 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4701 MORGAN TERRITORY RD, CLAYTON, CA 94517-9753 |
| Document Number | 0000130511 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022-130511 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4701 MORGAN TERRITORY RD, CLAYTON, CA 94517-9753 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4701 MORGAN TERRITORY RD, CLAYTON, CA 94517-9753 |
| Document Number | 0000029306 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-029306 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 92608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 5, 2019 |
| Property Address | 4701 MORGAN TERRITORY RD, CLAYTON, CA 94517-9753 |
| Document Number | 0000122697 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 122697 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4701 MORGAN TERRITORY RD CLAYTON CA 945179753, CLAYTON, CA 94517-9753 |
The 2025 property tax bill for 4701 Morgan Territory Rd was $2,566 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $236,815 (+2%) Land $62,436 Building $174,379 | |
| 2025 | $2,566.00 Homeowner's exemption | $232,172 Land $61,212 Building $170,960 |
| 2023 | $2,472.00 (+0.9%) Homeowner's exemption | $223,158 Land $58,836 Building $164,322 |
| 2022 | $2,450.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4701 Morgan Territory Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (1982–2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4701 Morgan Territory Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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