4701 Montibello Dr, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 4701 Montibello Dr, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,254 sqft · built 1973
Lot Size0.571 acres (24,880 sqft)
Owner2 Individual Names on File
Last Sale$798,000 (Sep 2019)
Tax Bill$10,003 (2023)
Deeds & MortgagesOct 2021 Mortgage
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN211-172-04

Property Details

APN / Parcel Number

Primary APN211-172-04

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,254 sqft Heated Area
Gross Area4,066 sqft
1st Floor Area1,245 sqft
Upper Floors Area1,841 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area24,880 sqft (0.571 acres)
Garage Area504 sqft
Pool Area595 sqft
Deck Area450 sqft
Patio Area740 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number211-172-04
Street Address4701 MONTIBELLO DR
CityCHARLOTTE
StateNC
Zip28226-7426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL4 BG M14-249
Legal SubdivisionMONTIBELLO
Legal BlockG
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3002
Census Tract3020

Owner

4701 Montibello Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4701 MONTIBELLO DR, CHARLOTTE, NC 28226-7426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 18, 2019Warranty Deed, Transfer
BANK OF AMERICA
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on File
Deed SaleSep 18, 2019 · Amount on File
Prior SaleSep 6, 2018 · Amount on File
Deed Document Number0033860330
Deed Book / Page33860 / 330
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4701 MONTIBELLO DR, CHARLOTTE, NC 28226-7426
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201633
DateOct 21, 2021
Book Page36672/863
Instrument2021201633
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4701 MONTIBELLO DR, CHARLOTTE, NC 28226-7426
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000120306
DateAug 22, 2022
Book Page37587/688
Instrument2022120306
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 18, 2019
Property Address4701 MONTIBELLO DR, CHARLOTTE, NC 28226-7426
Document Number0000123915
Book / Page033860 / 000330
Instrument DateJul 3, 2019
Instrument123915
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,596.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4701 MONTIBELLO DR CHARLOTTE NC 282267426, CHARLOTTE, NC 28226-7426

Mortgage

Document Number123916
DateSep 18, 2019
Book Page033860/000332
Instrument123916
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueSep 17, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 6, 2018
Property Address4701 MONTIBELLO DR, CHARLOTTE, NC 28226-7426
Document Number0000113462
Book / Page32959 / 513
Map ReferenceMB14 PG249
Instrument DateSep 6, 2018
Instrument2018113462
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 SEAN FRANCIS WAY # 321, 321, DURHAM, NC 27713-2176

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000113463
DateSep 6, 2018
Instrument2018113463
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4701 Montibello Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4701 Montibello Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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