4701 E Lake Rd, Wilson, NY 14172 Property Records

Niagara County and Wilson Town property record for 4701 E Lake Rd, Wilson, NY 14172

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1964
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2026)
Tax Bill	$2,616 (2016)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`294289 13.14-1-12`

Property Details

APN / Parcel Number

Primary APN	`294289 13.14-1-12`
Alternative APN	`42890130140001012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Dimensions	126 ft deep x 190 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4701 E LAKE RD
City	WILSON
State	NY
Zip	14172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRR 150
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1001
Census Tract	24302

Owner

Source: Niagara County and Wilson Town records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4865 E LAKE RD, WILSON, NY 14172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Affidavit, Transfer
Jun 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage NIAGARAS CHOICE CU
Dec 30, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage NIAGARA'S CHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Nov 30, 1995 · Amount on Record
Deed Document Number	20269494
Prior Transfer Date	Apr 30, 2003
Prior Transfer Doc	3235000770
Record Updated	Oct 29, 2026

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	NIAGARA NY
Recording Date	Jun 29, 2026
Property Address	4701 E LAKE RD, WILSON, NY 14172
Document Number	0000009493
Instrument Date	Jun 22, 2026
Instrument	20269493
Transaction Type	Transfer
Record Updated	Jul 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jun 29, 2026
Property Address	4701 E LAKE RD, WILSON, NY 14172
Document Number	0000009494
Instrument Date	May 1, 2026
Instrument	20269494
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$103,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4701 E LAKE RD, WILSON, NY 14172
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000177
Date	Jan 5, 2017
Instrument	2017-00177

Lender

Name	NIAGARAS CHOICE CU
Type	Credit Union
Address	NIAGARA FALLS, NY 14303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NIAGARA NY
Property Address	4701 E LAKE RD, WILSON, NY 14172
Document Number	0000000178
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 E LAKE RD WILSON NY 14172, WILSON, NY 14172

Mortgage

Document Number	0000000178
Date	Jan 5, 2017
Instrument	178

Lender

Name	NIAGARA'S CHOICE FCU
Type	Credit Union
Address	NIAGARA FALLS, NY 14303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,000 (-) Land $11,300 Building $90,700	$226,700 (+20.01%) Land $25,115 Building $201,585
2023		$102,000 Land $11,300 Building $90,700	$188,900 Land $20,927 Building $167,973
2016	$2,616.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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