4701 Cosmo Ct, Bakersfield, CA 93306 Property Records

Kern County property record for 4701 Cosmo Ct, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1980
Lot Size	2.48 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2013)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`386-210-15-00-8`

Property Details

APN / Parcel Number

Primary APN	`386-210-15-00-8`
Alternative APNs	`386-210-15-7` `3862101500` `38621015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	108,464 sqft
Garage Type	Attached
Garage Area	1,428 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	364 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	386210157
Street Address	4701 COSMO CT
City	BAKERSFIELD
State	CA
Zip	93306-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S-2.5A
Legal Description	PARCEL MAP 3971 , LOT 3
Legal Subdivision	PARCEL MAP 3971
Legal Tract	3971
Legal Block	3
Legal Lot Number	3
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3000
Census Tract	914

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY STRONG CU
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit ALTAONE FCU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	2013108487
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776

Mortgage

Document Number	0000053963
Date	May 9, 2023
Instrument	223053963

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088901
Date	Jul 16, 2018
Instrument	0218088901

Lender

Name	ALTAONE FCU
Type	Credit Union
Address	RIDGECREST, CA 93555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	PROPERTY ID TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776

Mortgage

Document Number	0000093981
Date	May 18, 2021
Instrument	221093981

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4701 COSMO CT, BAKERSFIELD, CA 93306-9776
Document Number	0000012305
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4701 COSMO CT BAKERSFIELD CA 933069776, BAKERSFIELD, CA 93306-9776

Mortgage

Document Number	0000012305
Date	Jan 29, 2020
Instrument	12305

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,819 (+2%) Land $93,772 Building $175,047
2025	$3,451.00 (+1.38%)	$263,549 (+4.04%) Land $91,934 Building $171,615
2024	$3,404.00 (+2.28%)
2023	$3,328.00 (+2.02%)	$253,316 Land $88,365 Building $164,951
2022	$3,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500

May also be available: Verizon.

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