47003 Bainbridge Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47003 Bainbridge Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,646 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Aug 2026)
Tax Bill	$7,189 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-39-1129-000`

Property Details

APN / Parcel Number

Primary APN	`011-39-1129-000`
Alternative APN	`81 W10 45`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,646 sqft Living Area
1st Floor Area	1,095 sqft
Basement Area	1,108 sqft
Finished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47003 BAINBRIDGE PL
City	STERLING
State	VA
Zip	20165-3594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.17-B LOT 45 201201030000208
Legal Subdivision	POTOMAC LAKE
Legal Block	3
Legal Lot Number	45
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3005
Census Tract	611202

Owner

Source: Loudoun County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47003 BAINBRIDGE PL, STERLING, VA 20165-3594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Bargain and Sale Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	202645225
Prior Transfer Date	Nov 6, 2024
Prior Transfer Doc	0000049154
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 28, 2026
Property Address	47003 BAINBRIDGE PL, STERLING, VA 20165-3594
Document Number	0000045225
Instrument Date	Aug 5, 2026
Instrument	202645225
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47003 BAINBRIDGE PL, STERLING, VA 20165-3594

Mortgage

Document Number	0000045226,
Date	Aug 28, 2026
Instrument	202645226

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47003 BAINBRIDGE PL, STERLING, VA 20165-3594
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	NATIONALLINK, NATIONLLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104050039740
Date	Apr 5, 2021
Instrument	202104050039740

Lender

Name	PNC BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Margin	3

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47003 BAINBRIDGE PL, STERLING, VA 20165-3594
Document Number	20191203075050
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47003 BAINBRIDGE PL STERLING VA 201653594, STERLING, VA 20165-3594

Mortgage

Document Number	20191203075050
Date	Dec 3, 2019
Instrument	75050

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,189.00 (+6.74%)	$893,110 (+16.02%) Land $279,200 Building $613,910	$893,110 (+16.02%) Land $279,200 Building $613,910
2023	$6,735.00	$769,820 Land $239,200 Building $530,620	$769,820 Land $239,200 Building $530,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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