1. Home
  2. Tennessee
  3. Hamilton County
  4. Chattanooga
  5. Saint Elmo Ave

4700 Saint Elmo Ave, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4700 Saint Elmo Ave, Chattanooga, TN 37409

Property Summary

Property TypeQuadplex
Details12 ba · 7,666 sqft · built 1960
Lot Size0.179 acres (7,800 sqft)
Owner2 Trust Names on File
Last Sale$90,000 (Apr 2000)
Tax Bill$2,881 (2025)
Deeds & MortgagesAug 2026 Transfer
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN167G-G-001

Property Details

APN / Parcel Number

Primary APN167G-G-001
Alternative APN
  • 0000105888

Interior

Full Baths12 Baths
Half Baths8 Half Baths
Units2 Units
Stories2 Stories
Building Area7,666 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleQuadruplex
Exterior MaterialBrick
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions123 ft deep x 60.2 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000105888
Street Address4700 SAINT ELMO AVE
CityCHATTANOOGA
StateTN
Zip37409-1721
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeC2
Legal DescriptionLT 37 BEULAH RUOFF TRACT FIRST ADDN TO ST ELMO PB2 PG44
Legal SubdivisionRUOFF BEULAH TRACT
Legal Tract1
Legal Lot Number37
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2025
Census Tract1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Elmo Historic District
listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4700 Saint Elmo Ave, a quadplex, is held in a trust since August 2026.

Source: Hamilton County records, as of September 17, 2026

Owner of Record2 Trust Names on File
Mailing Address4119 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1351
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 31, 2018Loan Modification, Mortgage · Conventional Mortgage
TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2000 · Amount on File
Deed SaleApr 10, 2000 · Amount on File
Deed Document Number2000168
Deed Book / Page5572 / 965
Last Transfer DateAug 14, 2026
Transfer Doc0000000160
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 28, 2026
Property Address4700 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1721
Document Number0000000160
Book / Page14420 / 360
Instrument DateAug 14, 2026
Instrument2026160
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address4119 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1351

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address4700 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1721
Document Number0000000075
Instrument DateMay 31, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4119 SAINT ELMO AVE CHATTANOOGA TN 374091351, CHATTANOOGA, TN 37409-1351

Mortgage

Document Number0000000075
DateJun 5, 2018
Book Page011365/000383
Instrument75
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJun 4, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 4700 Saint Elmo Ave was $2,881, down 18.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,881.00 (-18.68%)$190,080 (+2%)$475,200 (+2%) Land $70,000 Building $405,200
2024$3,543.00$158,400 (-)$396,000 (-) Land $110,000 Building $286,000
2023$3,543.00$158,400 (-)$396,000 (-) Land $110,000 Building $286,000
2022$3,543.00$158,400$396,000 Land $110,000 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4700 Saint Elmo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4700 Saint Elmo Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Saint Elmo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures