4700 Laura Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4700 Laura Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,231 sqft · built 1952
Lot Size	0.271 acres (11,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jul 2023)
Tax Bill	$7,615 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2017 Reverse Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`116-061-001-8`

Property Details

APN / Parcel Number

Primary APN	`116-061-001-8`
Alternative APN	`116-061-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	1,676 sqft
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,790 sqft (0.271 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4700 LAURA DR
City	CONCORD
State	CA
Zip	94521-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LAURA PARK UNIT NO 1 13
Legal Subdivision	LAURA PARK #1
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	333101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4700 LAURA DR, CONCORD, CA 94521-1421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC
Sep 29, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE
Sep 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202372208
Last Transfer Date	Sep 20, 2024
Transfer Doc	0000096041
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 28, 2023
Property Address	4700 LAURA DR, CONCORD, CA 94521-1421
Document Number	0000072208
Map Reference	MB 41 PG 37&38
Instrument Date	Jul 26, 2023
Instrument	2023-072208
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4700 LAURA DR, CONCORD, CA 94521-1421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072209
Date	Jul 28, 2023
Instrument	2023-072209

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4700 LAURA DR, CONCORD, CA 94521-1421
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178375
Date	Sep 29, 2017
Instrument	2017-178375

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4700 LAURA DR, CONCORD, CA 94521-1421
Document Number	0000178376
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4700 LAURA DR CONCORD CA 945211421, CONCORD, CA 94521-1421

Mortgage

Document Number	0000178376
Date	Sep 29, 2017
Instrument	178376

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,866 (+2%) Land $520,200 Building $171,666
2025	$7,615.00 (+264.01%)	$678,300 (+267.5%) Land $510,000 Building $168,300
2023	$2,092.00 (+0.92%) Homeowner's exemption	$184,573 Land $72,114 Building $112,459
2022	$2,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile.

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