4700 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4700 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,849 sqft · built 2023
Owner	Individual Name on File
Last Sale	$1,047,146 (Jun 2023)
Tax Bill	$8,541 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`706-68-53-71-400-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-53-71-400-000`
Alternative APNs	`361255001` `463067000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,849 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Composition Shingle
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	463067000
Street Address	4700 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 11 L 073
Legal Subdivision	SUMMER LAKE
Legal Lot Number	73
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

4700 Lake Summer Loop is owned and occupied by an individual who bought it in June 2023.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4700 LAKE SUMMER LOOP, MOSELEY, VA 23120-2371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FULTON BANK NA
Aug 11, 2022	Warranty Deed, Transfer · Line of Credit VILLAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Deed Document Number	202318717
Deed Book / Page	14304 / 858
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 28, 2023
Property Address	4700 LAKE SUMMER LOOP, MOSELEY, VA 23120-2371
Document Number	014304-858
Book / Page	14304 / 858
Instrument Date	May 1, 2023
Instrument	2023018717
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 LAKE SUMMER LOOP, MOSELEY, VA 23120-2371

Mortgage

Document Number	2023018718
Date	Jun 28, 2023
Instrument	2023018718

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 11, 2022
Property Address	4700 LAKE SUMMER LOOP, MOSELEY, VA 23120-2371
Document Number	014055-198
Book / Page	14055 / 198
Instrument Date	Jun 21, 2022
Instrument	2022035784
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22221 PEAR ORCHARD RD, MOSELEY, VA 23120-1648

Mortgage

Document Number	014055-202
Date	Aug 11, 2022
Book Page	14055/202
Instrument	2022035785

Lender

Name	VILLAGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4700 Lake Summer Loop was $8,541.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,541.00	$956,900 (+2.61%) Land $125,000 Building $831,900	$956,900 (+2.61%) Land $125,000 Building $831,900
2025		$932,600 Land $115,000 Building $817,600	$932,600 Land $115,000 Building $817,600
2023	$2,656.00	$227,500 Building $227,500	$227,500 Building $227,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4700 Lake Summer Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4700 Lake Summer Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Summer Loop

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