Osceola County property record for 4700 Citrus Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,391 sqft · built 1986 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jun 2021) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 312631513000CC0010 |
| Primary APN | 312631513000CC0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,391 sqft Heated Area |
| Gross Area | 1,918 sqft |
| 1st Floor Area | 1,131 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 275 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98882 |
|---|---|
| Street Address | 4700 CITRUS DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAE1 |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK CC LOT 1 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | CC |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 43304 |
Source: Osceola County records · APN 312631513000CC0010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4700 CITRUS DR, SAINT CLOUD, FL 34772-8978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Mar 02, 2021 | Warranty Deed, Transfer REALTECH TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Prior Sale | Mar 02, 2021 · Amount on Record |
| Deed Document Number | 2021092471 |
| Deed Book / Page | 5980 / 2132 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 14, 2021 |
| Property Address | 4700 CITRUS DR, SAINT CLOUD, FL 34772-8978 |
| Document Number | 0059802132 |
| Book / Page | 5980 / 2132 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021092471 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4700 CITRUS DR, SAINT CLOUD, FL 34772-8978 |
| Document Number | 0059802133 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 5980/2133 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2021 |
| Property Address | 4700 CITRUS DR, SAINT CLOUD, FL 34772-8978 |
| Document Number | 0059021017 |
| Book / Page | 5902 / 1017 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021030558 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,493.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 (+7.93%) Homeowner's exemption | $220,188 (+5.99%) | $263,700 (+8.07%) Land $60,000 Building $203,700 |
| 2023 | $2,962.00 (+4.52%) Homeowner's exemption | $207,751 (+3%) | $244,000 (+20.97%) Land $45,000 Building $199,000 |
| 2022 | $2,834.00 Homeowner's exemption | $201,700 Land $40,000 Building $161,700 | $201,700 Land $40,000 Building $161,700 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
Based on FCC filings for 240 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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