470 Whitefish Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 470 Whitefish Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,415 sqft · built 1985
Lot Size	1.69 acres (73,616 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Jun 2019)
Tax Bill	$10,527 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0794100`

Property Details

APN / Parcel Number

Primary APN	`R0794100`
Alternative APNs	`07-4078-17-1-01-25-0000` `0000974296`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,415 sqft Living Area
1st Floor Area	1,620 sqft
Upper Floors Area	795 sqft
Basement Area	1,620 sqft
Finished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	73,616 sqft (1.69 acres)
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Lean-To	216 sqft
Stable	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000974296
Street Address	470 WHITEFISH TRL
City	KALISPELL
State	MT
Zip	59901-6752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S17, T29 N, R21 W, TR 3ABAC IN E2SE4NE4
Legal Range	21W
Legal Township	29N
Legal Section	17
Legal Subdivision	CERTIFICATE OF SURVEY NO 7270
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2032
Census Tract	601

Owner

470 Whitefish Trl is owned by a company that bought it in June 2019.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Deed Document Number	201912169
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	0000020546
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200020664
Date	Aug 8, 2022
Instrument	202200020664

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002860
Date	Jan 25, 2021
Instrument	202100002860

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002859
Date	Jan 25, 2021
Instrument	202100002859

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 18, 2019
Property Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752
Document Number	201900012169
Instrument Date	Jun 14, 2019
Instrument	201900012169
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752

Mortgage

Document Number	201900012170
Date	Jun 18, 2019
Instrument	201900012170

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Aug 23, 2017
Property Address	470 WHITEFISH TRL, KALISPELL, MT 59901-6752
Document Number	201700020546
Instrument Date	Jul 13, 2017
Instrument	201700020546
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 BUCKBOARD LN, KALISPELL, MT 59901-7426

Tax Assessment & Valuation

The 2026 property tax bill for 470 Whitefish Trl was $10,527.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,527.00	$1,106,500
2025			$1,106,500 Land $203,486 Building $903,014
2023	$8,075.00	$966,100	$966,100 Land $137,046 Building $829,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Whitefish Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Whitefish Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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