Covington County property record for 470 Walter Lott Rd, Seminary, MS 39479
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,065 sqft · built 2018 |
| Lot Size | 13 acres (566,280 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,198 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 014018 02310 |
| Primary APN | 014018 02310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,065 sqft Adjusted Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 250 sqft |
| Utility Area | 240 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 566,280 sqft (13 acres) |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20057 |
|---|---|
| Street Address | 470 WALTER LOTT RD |
| City | SEMINARY |
| State | MS |
| Zip | 39479-4448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 AC PT N2 NE4 SE4 LYING E WALTER LOTT RD B 0345 P 0251 12/09/2020 |
| Legal Range | 14W |
| Legal Township | 06N |
| Legal Section | 18 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 950402 |
470 Walter Lott Rd is owned and occupied by two individuals.
Source: Covington County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 WALTER LOTT RD, SEMINARY, MS 39479-4448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 470 WALTER LOTT RD, SEMINARY, MS 39479-4448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 470 WALTER LOTT RD, SEMINARY, MS 39479-4448 |
| Document Number | 000816/536 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 816/536 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85283 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2038 |
The 2025 property tax bill for 470 Walter Lott Rd was $1,198 with exemptions applied.
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,198.00 Disabled Person's exemption | $15,427 | |
| 2024 | $152,860 (-0.02%) Land $11,320 Building $141,540 | ||
| 2023 | $15,432 (-0.1%) | $152,890 (-0.07%) Land $11,350 Building $141,540 | |
| 2022 | $1,102.00 Disabled Person's exemption | $15,448 | $153,000 Land $11,460 Building $141,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Walter Lott Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Walter Lott Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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