470 Union St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 470 Union St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1962
Lot Size	0.197 acres (8,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Oct 2026)
Tax Bill	$2,982 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.611.0220`

Property Details

APN / Parcel Number

Primary APN	`19.611.0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,587 sqft (0.197 acres)
Lot Dimensions	117 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	338 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	470 UNION ST
City	SAINT PETER
State	MN
Zip	56082-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 3 LOT 7 SUBDIVISIONCD 19611 SUBDIVISIONNAME LAMPERT S SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	LAMPERT S SUBD
Legal Block	3
Legal Lot Number	7
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3051
Census Tract	480300

Owner

Source: Nicollet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 UNION ST, SAINT PETER, MN 56082-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on Record
Deed Sale	Oct 9, 2026 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	202674293
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	64721
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 9, 2026
Property Address	470 UNION ST, SAINT PETER, MN 56082-1803
Document Number	0000074293
Instrument Date	Oct 1, 2026
Instrument	202674293
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NORTH TITLE, NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,324.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	470 UNION ST, SAINT PETER, MN 56082-1803

Mortgage

Document Number	0000074294,
Date	Oct 9, 2026
Instrument	202674294

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	470 UNION ST, SAINT PETER, MN 56082-1803
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068762
Date	Nov 1, 2021
Instrument	68762

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 10, 2019
Property Address	470 UNION ST, SAINT PETER, MN 56082-1803
Document Number	64721
Instrument Date	May 21, 2019
Instrument	64721
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	470 UNION ST, SAINT PETER, MN 56082-1803

Mortgage

Document Number	64722
Date	Sep 10, 2019
Instrument	64722

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	470 UNION ST, SAINT PETER, MN 56082-1803
Transaction Type	Mortgage
Record Updated	Dec 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61666
Date	Mar 31, 2017
Instrument	61666

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,982.00 Homeowner's exemption	$217,900 (+1.49%) Land $35,400 Building $182,500	$217,900 (+1.49%) Land $35,400 Building $182,500
2025	$2,982.00 (+33.6%) Homeowner's exemption	$214,700 (+6.76%) Land $35,400 Building $179,300	$214,700 (+6.76%) Land $35,400 Building $179,300
2023	$2,232.00 Homeowner's exemption	$201,100 Land $35,400 Building $165,700	$201,100 Land $35,400 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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