Vance County property record for 470 Thomas Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1981 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Feb 2025) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0365 04021 |
| Primary APN | 0365 04021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Lot Area | 17,860 sqft (0.41 acres) |
| Heating System | HVAC |
|---|
| Account Number | 1034629 |
|---|---|
| Street Address | 470 THOMAS RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-8391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 470 THOMAS RD .410 |
| Legal Block | 04 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | WILLIAMSBORO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 960200 |
Source: Vance County records, as of October 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 470 THOMAS RD, HENDERSON, NC 27537-8391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU |
| Jun 6, 2019 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on Record |
| Deed Sale | Feb 25, 2025 · Amount on Record |
| Prior Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 0014181167 |
| Deed Book / Page | 1418 / 1167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jul 7, 2022 |
| Property Address | 470 THOMAS RD, HENDERSON, NC 27537-8391 |
| Document Number | 01418/1167 |
| Book / Page | 1418 / 1167 |
| Map Reference | MB 561 PG 271 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2890 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 159, HENDERSON, NC 27536-0159 |
| Name | Verified Name |
|---|---|
| Address | 470 THOMAS RD, HENDERSON, NC 27537-8391 |
| Document Number | 0000002891 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2891 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.9% |
| Index | 5-Year CMT |
| Max Rate | 9.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 470 THOMAS RD, HENDERSON, NC 27537-8391 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1403/568 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 1403/568 |
| Instrument | 4339 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jun 6, 2019 |
| Property Address | 470 THOMAS RD, HENDERSON, NC 27537-8391 |
| Document Number | 1359/0970 |
| Book / Page | 1359 / 0970 |
| Map Reference | MB 561 PG 271 |
| Instrument Date | May 23, 2019 |
| Instrument | 01956 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 335 GRANDMAS LN, FAYETTEVILLE, GA 30215-5907 |
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (+156.66%) | $152,235 (+260.59%) Land $13,940 Building $138,295 | $152,235 (+260.59%) Land $13,940 Building $138,295 |
| 2023 | $533.00 | $42,218 Land $5,682 Building $36,536 | $42,218 Land $5,682 Building $36,536 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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