470 Swift Creek Cv, Clover, SC 29710 Property Records

York County property record for 470 Swift Creek Cv, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,510 sqft · built 2009
Lot Size	1.37 acres (59,788 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Sep 2023)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556-02-01-008`

Property Details

APN / Parcel Number

Primary APN	`556-02-01-008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,510 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	2,530 sqft
2nd Floor Area	1,272 sqft
Basement Area	2,390 sqft
Finished Basement	1,708 sqft
Unfinished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Lot Area	59,788 sqft (1.37 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	938 sqft
Deck Area	Deck Area
Patio Area	130 sqft

Location & Zoning

Street Address	470 SWIFT CREEK CV
City	CLOVER
State	SC
Zip	29710-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	RETREAT AT SUNSET RIDGE LT 54
Legal Subdivision	THE RETREAT AT SUNSET RIDGE
Legal Lot Number	54
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3001
Census Tract	61708

Owner

470 Swift Creek Cv is owned and occupied by an individual who bought it in September 2023.

Source: York County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	470 SWIFT CREEK CV, CLOVER, SC 29710-5500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 12, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Aug 12, 2020 · Amount on File
Deed Document Number	202328295
Deed Book / Page	20941 / 378
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 7, 2023
Property Address	470 SWIFT CREEK CV, CLOVER, SC 29710-5500
Document Number	2094100378
Book / Page	20941 / 378
Map Reference	MB D253 PG 3&4
Instrument Date	Aug 25, 2023
Instrument	2023028295
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	470 SWIFT CREEK CV, LAKE WYLIE, SC 29710-5500

Mortgage

Document Number	2023028296
Date	Sep 7, 2023
Instrument	2023028296

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Aug 12, 2020
Property Address	470 SWIFT CREEK CV, LAKE WYLIE, SC 29710-5500
Document Number	1849400136
Book / Page	018494 / 000136
Instrument Date	Jun 19, 2020
Instrument	36701
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,109.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	470 SWIFT CREEK CV LAKE WYLIE SC 297105500, LAKE WYLIE, SC 29710-5500

Mortgage

Document Number	1849400138
Date	Aug 12, 2020
Book Page	018494/000138
Instrument	36702

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 470 Swift Creek Cv was $5,912.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,912.00	$43,188 Land $3,600 Building $39,588	$1,079,700 Land $90,000 Building $989,700
2023			$560,232 (-) Land $65,000 Building $495,232
2022	Additional exemption filed		$560,232 Land $65,000 Building $495,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 Swift Creek Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Swift Creek Cv is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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