470 Sunset St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 470 Sunset St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Jan 1990)
Tax Bill	$947 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08115 1 13`

Property Details

APN / Parcel Number

Primary APN	`08115 1 13`
Alternative APN	`63104`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,680 sqft
1st Floor Area	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63104
Street Address	470 SUNSET ST
City	GRANITE FALLS
State	NC
Zip	28630-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1014/0861 1990 33.00
Legal Subdivision	H P HAYES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3003
Census Tract	31402

Owner

470 Sunset St is owned and occupied by an individual who bought it in January 1990.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	470 SUNSET ST, GRANITE FALLS, NC 28630-8507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990 · Amount on File
Deed Sale	Jan 1, 1990 · Amount on File
Prior Sale	Jan 1, 1989 · Amount on File
Deed Book / Page	1014 / 861
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	470 SUNSET ST, GRANITE FALLS, NC 28630-8507
Document Number	0010019888
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 25, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	470 SUNSET ST GRANITE FALLS NC 286308507, GRANITE FALLS, NC 28630-8507

Mortgage

Document Number	0010019888
Date	Feb 28, 2018
Book Page	001936/001065
Instrument	10019888

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 470 Sunset St was $947, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$947.00 (-4.73%)	$153,700 (-) Land $18,700 Building $135,000
2025	$994.00	$153,700 Land $18,700 Building $135,000	$153,700 Land $18,700 Building $135,000
2023		$92,200 (-) Land $16,500 Building $75,700	$92,200 (-) Land $16,500 Building $75,700
2022	$703.00	$92,200 Land $16,500 Building $75,700	$92,200 Land $16,500 Building $75,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Sunset St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Sunset St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20