470 Stevens Rd, Edmeston, NY 13335 Property Records

Otsego County and Edmeston Town property record for 470 Stevens Rd, Edmeston, NY 13335

Property Summary

Property Type	Rural Home
Details	2,160 sqft
Lot Size	34.9 acres (1,520,244 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`362800 92.00-1-10.32`

Property Details

APN / Parcel Number

Primary APN	`362800 92.00-1-10.32`
Alternative APNs	`280009200000010100320000` `184602`

Interior

Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Architectural Style	Other
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	1,520,244 sqft (34.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	184602
Street Address	470 STEVENS RD
City	EDMESTON
State	NY
Zip	13335-2714
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	10.032
Jurisdiction	OTSEGO NY
Township / Civil Division	EDMESTON
Census Block Group	2
Census Block	2029
Census Tract	590401

Owner

470 Stevens Rd, a rural home, is owned and occupied by two individuals.

Source: Otsego County and Edmeston Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	470 STEVENS RD, EDMESTON, NY 13335-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS
Nov 6, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	470 STEVENS RD, EDMESTON, NY 13335-2714
Document Number	0000002644
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 PLEASANT RD EDMESTON NY 133352803, EDMESTON, NY 13335-2803

Mortgage

Document Number	0000002644
Date	Jul 1, 2020
Instrument	2644

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	COOPERSTOWN, NY 13326-3307

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 6, 2018
Property Address	470 STEVENS RD, EDMESTON, NY 13335-2714
Document Number	0000005384
Instrument Date	Nov 5, 2018
Instrument	5384
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 PLEASANT RD EDMESTON NY 133352803, EDMESTON, NY 13335-2803

Tax Assessment & Valuation

The 2026 property tax bill for 470 Stevens Rd was $2,528, up 0.4% from the year before.

Source: Otsego County and Edmeston Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Edmeston Town
Unified School District	Edmeston Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+0.44%)
2025	$2,517.00	$155,600 Land $35,000 Building $120,600	$155,600 Land $35,000 Building $120,600
2023		$88,500 Land $19,500 Building $69,000	$214,858 Land $47,342 Building $167,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Stevens Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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