Cortland County and Harford Town property record for 470 State Rte 38, Dryden, NY 13053 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,016 sqft · built 1880 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Nov 2008) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112800 162.00-01-06.000 |
| Primary APN | 112800 162.00-01-06.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 1,008 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 118,919 sqft (2.73 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 404 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 470 STATE ROUTE 38 |
|---|---|
| City | DRYDEN |
| State | NY |
| Zip | 13053-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HARFORD |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 971200 |
Source: Cortland County and Harford Town records · APN 112800 162.00-01-06.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 STATE ROUTE 38, DRYDEN, NY 13053-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2008 · Amount on Record |
| Deed Sale | Nov 06, 2008 · Amount on Record |
| Prior Sale | Nov 05, 2008 · Amount on Record |
| Deed Book / Page | 2008 / 6576 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 470 STATE ROUTE 38, DRYDEN, NY 13053-8712 |
| Document Number | 0000004612 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 470 STATE ROUTE 38 DRYDEN NY 130538712, DRYDEN, NY 13053-8712 |
| Document Number | 0000004612 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 4612 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 23, 2024 |
Source: Cortland County and Harford Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Harford Town |
| Unified School District | Dryden Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 (-2.11%) | $99,300 (-) Land $18,100 Building $81,200 | $130,658 (+18.42%) Land $23,816 Building $106,842 |
| 2023 | $1,844.00 Homeowner's exemption | $99,300 Land $18,100 Building $81,200 | $110,333 Land $20,111 Building $90,222 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239712003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2011–2017) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2017, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Haefele TV | Fiber | 2,000 / 2,000 |
| Haefele TV | Cable | 300 / 25 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures