Suffolk County and Islip Town property record for 470 Smith St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,780 (Jan 2016) |
| Tax Bill | $9,944 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 142.-9-113 |
| Primary APN | 472889 142.-9-113 |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,307 sqft (0.03 acres) |
|---|
| Account Number | 173913 |
|---|---|
| Street Address | 470 SMITH ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDDMF |
| Legal Description | EDZ N024H00000000 |
| Legal Subdivision | PARK ROW TWNHMS |
| Legal Block | 2000 |
| Legal Lot Number | 900 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 146300 |
Source: Suffolk County and Islip Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 470 SMITH ST, CENTRAL ISLIP, NY 11722-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 23, 2020 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on Record |
| Deed Sale | Jan 19, 2016 · Amount on Record |
| Prior Sale | May 14, 2015 · Amount on Record |
| Deed Book / Page | 12849 / 133 |
| Prior Transfer Date | Apr 23, 2015 |
| Prior Transfer Doc | 0128170072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 470 SMITH ST, CENTRAL ISLIP, NY 11722-3728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231180620 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 23118/620 |
| Instrument | DK047053 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 470 SMITH ST, CENTRAL ISLIP, NY 11722-3728 |
| Document Number | 0231310838 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 470 SMITH ST CENTRAL ISLIP NY 117223728, CENTRAL ISLIP, NY 11722-3728 |
| Document Number | 0231310838 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 023131/000838 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,500 (-) Land $7,100 Building $25,400 | $457,746 (-) Land $100,000 Building $357,746 | |
| 2024 | $9,944.00 | $457,746 (+2.54%) Land $100,000 Building $357,746 | |
| 2023 | $32,500 Land $7,100 Building $25,400 | $446,428 Land $97,527 Building $348,901 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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