470 SE 74th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 470 SE 74th Ave, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,208 sqft · built 1987
Lot Size	5.67 acres (247,421 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Aug 1986)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-36-0A00-00002-B200`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-36-0A00-00002-B200`

Interior

Full Baths	2 Baths
Building Area	3,208 sqft Heated Area
Game Room	Game Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	247,421 sqft (5.67 acres)
Pool Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	470 SE 74TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMENCING AT THE SOUTHEAST CORNER OF THE NORTH 1/2 OF SECTION 20, TOWNSHIP 37 SOUTH, RANGE 36 EAST; THENCE NORTH 8912'00" WE
Legal Range	36E
Legal Township	37S
Legal Section	20
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1008
Census Tract	910402

Owner

Source: Okeechobee County records · APN 1-20-37-36-0A00-00002-B200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	470 SE 74TH AVE, OKEECHOBEE, FL 34974-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 1986 · Amount on Record
Deed Sale	Aug 01, 1986 · Amount on Record
Deed Document Number	0000280415
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	470 SE 74TH AVE, OKEECHOBEE, FL 34974-8179
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008070043
Date	May 07, 2018
Book Page	0807/0043
Instrument	2018006059

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (-31.48%) Homeowner's exemption Disabled Person's exemption	$134,395 (+5.99%)	$503,844 (+12.85%) Land $154,640 Building $349,204
2023	$1,776.00 (+5.28%) Homeowner's exemption Disabled Person's exemption	$126,803 (+3%)	$446,478 (+20.65%) Land $98,200 Building $348,278
2022	$1,687.00 Homeowner's exemption Disabled Person's exemption	$123,110	$370,070 Land $84,160 Building $285,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939104021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force 13 of 16 on primary residences
Nearby Flood Claims	6 (2004–2005)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2005, tidal / storm surge, Hurricane Wilma
Flood Events	Hurricane Frances (Sep 2004), 5 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 272 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.