470 Scotch Pine Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 470 Scotch Pine Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1991
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-018-013-0263`

Property Details

APN / Parcel Number

Primary APN	`004-018-013-0263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,062 sqft Building Perimeter
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	62,726 sqft (1.44 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	470 SCOTCH PINE DR
City	ROSCOMMON
State	MI
Zip	48653-8791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-966 P-2499 (L-593 P-7) 243 470 SCOTCH PINE 48653 COM AT SE COR SEC 18 TH N00DEG12'E 127 FT FOR POB TH N00DEG12'E 94 FT TH
Legal Lot Number	5
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1031
Census Tract	970402

Owner

Source: Roscommon County records · APN 004-018-013-0263

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 131, HIGGINS LAKE, MI 48627-0131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2018	Deed of Trust, Mortgage SOUTHWEST FUNDING
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GENISYS CREDIT UNION
Aug 08, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 08, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 03, 2018
Transfer Doc	01166/2025
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	470 SCOTCH PINE DR, ROSCOMMON, MI 48653-8791
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001166/0000002024
Date	Aug 08, 2018
Book Page	0000001166/0000002024
Instrument	2.0180000597

Lender

Name	SOUTHWEST FUNDING

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	470 SCOTCH PINE DR, ROSCOMMON, MI 48653-8791
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1172/867
Date	Mar 31, 2020
Book Page	1172/867
Instrument	202000002533

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 08, 2018
Property Address	470 SCOTCH PINE DR, ROSCOMMON, MI 48653-8791
Document Number	1166/2025
Book / Page	1166 / 2025
Instrument Date	Aug 03, 2018
Instrument	2.0180000597
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 S SASHABAW RD, ORTONVILLE, MI 48462-9255

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 08, 2018
Property Address	470 SCOTCH PINE DR, ROSCOMMON, MI 48653-8791
Document Number	1166/2023
Book / Page	1166 / 2023
Instrument Date	Aug 03, 2018
Instrument	2.0180000597
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 S SASHABAW RD, ORTONVILLE, MI 48462-9255

Tax Assessment & Valuation

Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,200 (+6.36%)	$344,400 (+6.36%)
2025	$2,768.00 Homeowner's exemption	$161,900 (+45.59%)	$323,800 (+45.59%)
2023		$111,200	$222,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 139 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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