470 S Collins Ave, Lima, OH 45804 Property Records

Allen County property record for 470 S Collins Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,248 sqft · built 1957
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Nov 2021)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-3210-15-009.000`

Property Details

APN / Parcel Number

Primary APN	`37-3210-15-009.000`
Alternative APN	`M3837321015009000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	190 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	224 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	336 sqft
Canopy	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	470 S COLLINS AVE
City	LIMA
State	OH
Zip	45804-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDIN PARK ADDITION LOT 13735 &13736 S1/2 & 8 FT VAC ALLEY FF 63.00
Legal Subdivision	PARK ADDITION
Legal Lot Number	13735
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2026
Census Tract	12600

Owner

470 S Collins Ave is owned and occupied by an individual who bought it in November 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	470 S COLLINS AVE, LIMA, OH 45804-3006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC
Mar 6, 2018	Warranty Deed, Transfer · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	202115460
Deed Book / Page	2021 / 5460
Prior Transfer Date	Apr 23, 2009
Prior Transfer Doc	4240006319
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 3, 2021
Property Address	470 S COLLINS AVE, LIMA, OH 45804-3006
Document Number	11030015460
Book / Page	2021 / 5460
Map Reference	MB 3 PG 358&359
Instrument Date	Nov 3, 2021
Instrument	202111030015460
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S COLLINS AVE, LIMA, OH 45804-3006

Mortgage

Document Number	11030015461
Date	Nov 3, 2021
Instrument	202111030015461

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 6, 2018
Property Address	470 S COLLINS AVE, LIMA, OH 45804-3006
Document Number	0000002301
Instrument Date	Feb 9, 2018
Instrument	2301
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5012 TROY MI 480075012, TROY, MI 48007-5012

Mortgage

Document Number	2302
Date	Mar 6, 2018
Instrument	2302

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 470 S Collins Ave was $1,601, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+0.13%)	$44,980 (-) Land $4,830 Building $40,150	$128,500 (-) Land $13,800 Building $114,700
2024	$1,599.00 (+25.41%) Homeowner's exemption	$44,980 (+45%) Land $4,830 Building $40,150	$128,500 Land $13,800 Building $114,700
2023	$1,275.00 (-0.55%) Homeowner's exemption	$31,020 (-) Land $3,330 Building $27,690
2022	$1,282.00 Homeowner's exemption	$31,020 Land $3,330 Building $27,690
2021			$88,600 Land $9,500 Building $79,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 S Collins Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 470 S Collins Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, T-Mobile, TSC.

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