470 S 490 W, Orem, UT 84058 Property Records

Utah County property record for 470 S 490 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 1994
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$374,200 (Aug 2019)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-279-0010`

Property Details

APN / Parcel Number

Primary APN	`41-279-0010`
Alternative APN	`058817`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	1,062 sqft
Basement Area	1,042 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	240 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	058817
Street Address	470 S 490 W
City	OREM
State	UT
Zip	84058-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT D, HEATHERSTONE SUBDV. AREA 0.184 AC.
Legal Subdivision	HEATHERSTONE SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1000
Census Tract	1105

Owner

470 S 490 W is owned and occupied by an individual who bought it in August 2019.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	470 S 490 W, OREM, UT 84058-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Aug 22, 2019	Warranty Deed, Transfer ACCESS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	May 3, 1999 · Amount on File
Deed Document Number	201980890
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	470 S 490 W, OREM, UT 84058-4818
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038966
Date	Jun 15, 2023
Instrument	38966:2023

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	470 S 490 W, OREM, UT 84058-4818
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191852
Date	Nov 15, 2021
Instrument	191852:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	470 S 490 W, OREM, UT 84058-4818
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	HIGHLANDER TITLE, HIGHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181640
Date	Oct 26, 2021
Instrument	181640:2021

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	470 S 490 W, OREM, UT 84058-4818
Document Number	0000001305
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S 496TH W OREM UT 84058, OREM, UT 84058

Mortgage

Document Number	0000001305
Date	Jan 5, 2021
Instrument	1305

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 22, 2019
Property Address	470 S 490 W, OREM, UT 84058-4818
Document Number	0000080890
Instrument Date	Aug 21, 2019
Instrument	080890:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ACCESS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S 490 W, OREM, UT 84058-4818

Tax Assessment & Valuation

The 2025 property tax bill for 470 S 490 W was $2,388, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,900 (-43.7%)	$558,000 (+2.37%) Land $238,500 Building $319,500
2025	$2,388.00 (+0.04%)	$545,100 Land $238,500 Building $306,600	$545,100 Land $238,500 Building $306,600
2024	$2,387.00 (+5.99%)
2023	$2,252.00 (+1.81%)	$296,065	$538,300 Land $227,100 Building $311,200
2022	$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 S 490 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 S 490 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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