470 Rutherford Rd, Marion, NC 28752 Property Records

McDowell County property record for 470 Rutherford Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,620 sqft · built 1900
Lot Size	0.279 acres (12,118 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Apr 2023)
Tax Bill	$703 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-11-75-4170`

Property Details

APN / Parcel Number

Primary APN	`1701-11-75-4170`
Alternative APNs	`17609` `79600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,620 sqft Heated Area
Gross Area	2,686 sqft
1st Floor Area	1,620 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,118 sqft (0.279 acres)
Lot Dimensions	166 ft deep x 73 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	79600
Street Address	470 RUTHERFORD RD
City	MARION
State	NC
Zip	28752-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWO TRACTS PER DEED
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1007
Census Tract	970500

Owner

Source: McDowell County assessment roll, APN 1701-11-75-4170, as of September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 RUTHERFORD RD, MARION, NC 28752-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Aug 01, 1993
Deed Document Number	20231662
Deed Book / Page	1432 / 198
Prior Transfer Date	Apr 12, 2023
Prior Transfer Doc	0014320198
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 14, 2023
Property Address	470 RUTHERFORD RD, MARION, NC 28752-4707
Document Number	0014320198
Book / Page	1432 / 198
Instrument Date	Apr 12, 2023
Instrument	2023001662
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 RUTHERFORD RD, MARION, NC 28752-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 RUTHERFORD RD, MARION, NC 28752-4707

Mortgage

Document Number	0014320201
Date	Apr 14, 2023
Book Page	1432/201
Instrument	2023001663

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: McDowell County assessment roll as of September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$703.00	$117,570 (-) Land $30,000 Building $87,570
2023	$703.00	$117,570 Land $30,000 Building $87,570	$117,570 Land $30,000 Building $87,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), as of December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119705001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 314 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0156010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MARION serves 9,362 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.