Highlands County property record for 470 Ruth Ln, Sebring, FL 33875
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.21 acres (52,700 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $12,500 (May 2005) |
| Tax Bill | $107 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C036913062500000 |
| Primary APN | C036913062500000 |
|---|---|
| Alternative APN |
|
| Lot Area | 52,700 sqft (1.21 acres) |
|---|
| Old Parcel Number | C036913062500000 |
|---|---|
| Street Address | 470 RUTH LN |
| City | SEBRING |
| State | FL |
| Zip | 33875 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AU |
| Legal Description | SEBRING LAKES ACRES UNIT 4 TRACT 625 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES ACRES UNIT 04 |
| Legal Tract | 625 |
| Legal Unit | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1057 DOLPHIN LN, MOORE HAVEN, FL 33471-5612 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2005 · Amount on Record |
| Deed Sale | May 17, 2005 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 0001316937 |
| Last Transfer Date | Mar 11, 2009 |
| Transfer Doc | 0001537186 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 | |
| 2024 | $107.00 (+30.49%) | ||
| 2023 | $82.00 (+20.59%) | $5,000 (+66.67%) Land $5,000 | $5,000 (+66.67%) Land $5,000 |
| 2022 | $68.00 | $3,000 Land $3,000 | $3,000 Land $3,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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