Lauderdale County property record for 470 Ruby Richardson Dr, Killen, AL 35645 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,508 sqft Living Area |
| Lot Size | 293,159 sqft (6.73 acres) |
| Pool | In-Ground Vinyl Pool |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2026) |
| Tax Bill | $1,051.00 (2025) |
| Primary APN | 03-03-06-0-000-016-014 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,508 sqft Living Area |
| 1st Floor | 1,508 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 293,159 sqft (6.73 acres) |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Pool Area | 648 sqft Pool |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 4109 |
|---|---|
| Street Address | 470 RUBY RICHARDSON DR |
| City | KILLEN |
| State | AL |
| Zip | 35645-3335 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6.73 AC PT OF SE/4 OF SW/4 OF SEC 6 FI 94-278 FR 64 |
| Legal Range | 09W |
| Legal Township | 01S |
| Legal Section | 06 |
| Jurisdiction | LAUDERDALE AL |
| Minor Civil Division | KILLEN |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 11602 |
Source: Lauderdale County records · APN 03-03-06-0-000-016-014
Assessment roll updated November 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 470 RUBY RICHARDSON DR, KILLEN, AL 35645-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 03, 2026 | Survivorship Deed, Transfer · Federal Housing Administration (FHA) Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Nov 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Deed Doc Number | 2026 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Mar 03, 2026 |
| Property Address | 470 RUBY RICHARDSON DR, KILLEN, AL 35645-3335 |
| Document Number | 2026/10035 |
| Book / Page | 2026 / 10035 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 470 RUBY RICHARDSON DR, KILLEN, AL 35645-3335 |
| Name | Verified Name |
|---|---|
| Address | 470 RUBY RICHARDSON DR, KILLEN, AL 35645-3335 |
| Investor | Possibly a Property Investor |
| Document Number | 0202610039 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026/10039 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 470 RUBY RICHARDSON DR, KILLEN, AL 35645-3335 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/48709 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 2019/48709 |
| Name | TVA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 07, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County records · Assessment roll updated November 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051.00 (+7.35%) Homeowner's exemption | $31,680 (+6.95%) | $350,380 (+18.3%) Land $80,300 Building $270,080 |
| 2024 | $979.00 (-4.02%) Homeowner's exemption | $29,620 (+273.05%) Land $6,700 Building $22,920 | $296,180 (+0.89%) Land $66,900 Building $229,280 |
| 2023 | $1,020.00 (+23.49%) Homeowner's exemption | $7,940 (-66.69%) Land $7,940 | $293,580 (+23.25%) Land $79,300 Building $214,280 |
| 2022 | $826.00 Homeowner's exemption | $23,840 | $238,200 Land $69,900 Building $168,300 |
Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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