470 Rosetta Stone Dr, Sparks, NV 89441 Property Records

Washoe County property record for 470 Rosetta Stone Dr, Sparks, NV 89441 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1991
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$516,000 (Aug 2022)
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`089-351-08`

Property Details

APN / Parcel Number

Primary APN	`089-351-08`
Alternative APN	`122196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	470 ROSETTA STONE DR
City	SPARKS
State	NV
Zip	89441-0561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PYRAMID RANCH EST 4D LT 7 BLK I
Legal Subdivision	PYRAMID RANCH ESTATES 4D
Legal Block	I
Legal Lot Number	7
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2006
Census Tract	3518

Owner

Source: Washoe County records · APN 089-351-08

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 30, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 04, 2022	Bargain and Sale Deed, Transfer OS NATIONAL-LAS VEGAS, OS NATIONAL LAS VEGAS
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 31, 2017	Quit Claim Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC
Jan 31, 2017	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	May 04, 2022 · Amount on Record
Deed Document Number	20225329507
Prior Transfer Date	May 28, 2002
Prior Transfer Doc	0002693752
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Transaction Type	Mortgage
Record Updated	Jul 01, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561

Mortgage

Document Number	0005436792
Date	Feb 21, 2024
Instrument	5436792

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 01, 2052

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	May 12, 2026
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Document Number	0005621852
Instrument Date	Apr 20, 2026
Instrument	20265621852
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561

Mortgage

Document Number	0005621852,
Date	May 12, 2026
Instrument	20265621852

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2066

Interest

Rate	6.22%
Max Rate	-1%

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 30, 2022
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Document Number	0005329507
Map Reference	FILE 1369821
Instrument Date	Aug 30, 2022
Instrument	5329507
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	OS NATIONAL-LAS VEGAS, OS NATIONAL LAS VEGAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,115.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561

Mortgage

Document Number	0005329508
Date	Aug 30, 2022
Instrument	5329508

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005132453
Date	Jan 26, 2021
Instrument	5132453

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 01, 2050

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	May 04, 2022
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Document Number	0005300465
Map Reference	FILE 1369821
Instrument Date	Apr 29, 2022
Instrument	5300465
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	OS NATIONAL-LAS VEGAS, OS NATIONAL LAS VEGAS

Transaction

Amount	Amount Recorded
Tax	$2,267.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Document Number	0004835177
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 01, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	470 ROSETTA STONE DR SPARKS NV 894410561, SPARKS, NV 89441-0561

Mortgage

Document Number	0004835177
Date	Jul 23, 2018
Instrument	4835177

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Jan 31, 2017
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Document Number	0004675845
Instrument Date	Jan 27, 2017
Instrument	4675845
Transaction Type	Transfer
Record Updated	Mar 03, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4600 W COLFAX LOOP FAYETTEVILLE AR 727047723, FAYETTEVILLE, AR 72704-7723

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jan 31, 2017
Property Address	470 ROSETTA STONE DR, SPARKS, NV 89441-0561
Document Number	0004675846
Instrument Date	Jan 23, 2017
Instrument	4675846
Transaction Type	Transfer
Record Updated	Mar 03, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,123.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	815 KILEY PKWY #1103 SPARKS NV 894364096, 1103, SPARKS, NV 89436-4096

Mortgage

Document Number	4675847
Date	Jan 31, 2017
Instrument	4675847

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Washoe County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,896 (+0.05%) Land $40,495 Building $44,401
2025	$1,562.00 (-20.79%)	$84,853 (+4.61%) Land $39,270 Building $45,583	$242,436 (+4.61%) Land $112,200 Building $130,236
2023	$1,972.00	$81,113 Land $37,065 Building $44,048	$231,752 (+34.37%) Land $105,900 Building $125,852
2021			$172,478 Land $66,800 Building $105,678

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310035182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Net NV	Fixed Wireless (unlicensed)	500 / 500
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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